2. Trident
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Opportunity Kenya
Please note that the information you are viewing is 146 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Trident Microfin Limited DNO:11-8-15,MIG-33,SHREE SAI ARCADE,1ST & 2ND FLOORS,SAROORNAGAR,HYDERABAD, ANDHRA PRADESH500035
Data approved: 2010-10-25
Data version: 1
Age of data: -   months 
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Institution

Opportunity Kenya Limited Geomaps Center, 1st Floor, Matumbato Road, Upper HillP.O. Box 19497Nairobi
Data approved: 2013-05-31
Data version: 2
Age of data: 146 months
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Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.tridentmicrofin.com/
Year established2007
Head of InstitutionKISHORE KUMAR PULI
Regions active0
# Branches60

Total Portfolio (nat'l)INR 1,386,607,288
Total Portfolio (USD)USD 30,813,495.29
Active clients with loans174,873
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?No
Website addresshttp://opportunity.net/kenya/
Year established2006
Head of InstitutionLydia Njoroge
Regions activeNairobi, Nyanza, Rift Valley, Western
# Branches11

Total Portfolio (nat'l)KES 402,920,910
Total Portfolio (USD)USD 4,866,194.57
Active clients with loans9,122
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliationsOpportunity International, AMFI
FundersOpportunity International USA, Wedco Enterprises Limited

Loan Products » Summary

Agri Allied Loans
805 Borrowers
USD 204,634.07 Portfolio
Active Product
Crop Loans to Farmer Groups
1,394 Borrowers
USD 133,551.80 Portfolio
Active Product
Group Loan for Women Monthly
32,636 Borrowers
USD 7,112,021.20 Portfolio
Active Product
Women Weekly
142,967 Borrowers
USD 20,219,522.93 Portfolio
Active Product
Individual Micro Enterprise Loans
70 Borrowers
USD 38,675.18 Portfolio
Active Product
Personal Loan to Employees
21 Borrowers
USD 9,155.51 Portfolio
Active Product

Loan Products » Summary

Msingi
8,350 Borrowers
USD 4,275,644.64 Portfolio
Active Product
Nguzo
219 Borrowers
USD 192,861.27 Portfolio
Active Product
Somesha
368 Borrowers
USD 107,971.27 Portfolio
Active Product
Asset
165 Borrowers
USD 160,931.62 Portfolio
Active Product
Individual
20 Borrowers
USD 128,785.77 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agri Allied Loans INR 16,000 - 20,000 18 - 36 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land Credit Educ, Credit Ins
Crop Loans to Farmer Groups INR 6,000 - 25,000 10 - 12 0% - 20% 0% - 20% Business, Loan is given for inputs required for harvesting Women, Men, Have home or land, The loan is also given to clients in rented accomadation who have stayed in that locality for more t, Out of a group of 5 members ,4 members should have own house Credit Educ, Group Mtgs, Credit Ins
Group Loan for Women Monthly INR 6,000 - 18,000 18 80% - 100% 0% - 20% Business, Housing, Consumer, Education, Other, 90% of loans used for income generating activities Women, The loan is also given to clients in rented accomadation who have stayed in that locality for more t Credit Educ, Group Mtgs, Credit Ins, Other Training
Group Loan for Women Weekly INR 6,000 - 18,000 11.5 - 12 80% - 100% 40% - 60% Business, Housing, Consumer, Education, Other, 90% of loans used for income generating activities Women Credit Educ, Group Mtgs, Credit Ins
Individual Micro Enterprise Loans INR 16,000 - 100,000 18 - 36 60% - 80% 0% - 20% Business Women, Men, Have business, Have home or land Credit Educ, Credit Ins, Other Training
Personal Loan to Employees INR 16,000 - 100,000 18 - 36 80% - 100% 0% - 20% Any Purpose Women, Men, Salaried worker Credit Educ, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Msingi Loan KES 10,000 - 500,000 6 - 36 40% - 60% 60% - 80% Business Women, Men, Have business, Must have run a business for at least 12 months Credit Educ, Group Mtgs, Credit Ins, Other Training, Fire/Burglary Insurance
Nguzo Loan KES 50,000 - 500,000 6 - 36 40% - 60% 60% - 80% Business Women, Men, Have business, Must have run a business for at least 24 months Credit Educ, Group Mtgs, Credit Ins, Other Training, Fire/Burglary Insurance
Somesha (Education) Loan KES 5,000 - 100,000 3 - 12 40% - 60% 60% - 80% Education Women, Men, Must be attending an educational institution or have a dependent attending Credit Educ, Group Mtgs, Credit Ins, Other Training, Fire/Burglary Insurance
Asset Loan KES 5,000 - 2,000,000 6 - 36 20% - 40% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Other Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Agri Allied Loans 0% 0% 0% N/A
Crop Loans to Farmer Groups 0% 0% 0% N/A
Group Loan for Women Monthly 0% 0% 0% N/A
Group Loan for Women Weekly 0% 0% 0% N/A
Individual Micro Enterprise Loans 0% 0% 0% N/A
Personal Loan to Employees 0% 0% 0% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agri Allied Loans 15.0% annual, Flat 1 Fee 0 Ins None N/A 0% 0% N/A
Crop Loans to Farmer Groups 21.0% annual, Decl Bal 1 Fee 0 Ins None 10.0% upfront 0% 0% N/A
Group Loan for Women Monthly 12.5%-15.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 0% 0% N/A
Group Loan for Women Weekly 12.5%-15.0% annual, Flat 2 Fees 0 Ins None N/A 0% 0% N/A
Individual Micro Enterprise Loans 15.0% annual, Flat 1 Fee 0 Ins None N/A 0% 0% N/A
Personal Loan to Employees 15.0% annual, Flat 1 Fee 0 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Msingi Loan 22.0% annual, Flat 2 Fees 1 Ins None 20.0% upfront 100.00 ongoing 41.8% - 59.8% 64.2% - 135% 26
Nguzo Loan 22.0% annual, Flat 2 Fees 1 Ins None 25.0% upfront 200.00 ongoing 39.9% - 49.3% 67.5% - 112.5% 27
Somesha (Education) Loan 16.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 34% - 44% 45.6% - 59.7% 33
Asset Loan 22.0% annual, Flat 2 Fees 1 Ins None 15.0% upfront 42.7% - 46.9% 61% - 71.9% 34

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Agri Allied Loans 0% 0% 0% N/A
Crop Loans to Farmer Groups 0% 0% 0% N/A
Group Loan for Women Monthly 0% 0% 0% N/A
Group Loan for Women Weekly 0% 0% 0% N/A
Individual Micro Enterprise Loans 0% 0% 0% N/A
Personal Loan to Employees 0% 0% 0% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agri Allied Loans 15.0% annual, Flat 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Crop Loans to Farmer Groups 21.0% annual, Decl Bal 1 Fee 0 Ins Ins None 10.0% upfront 0% 0% N/A
Group Loan for Women Monthly 12.5%-15.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 0% 0% N/A
Group Loan for Women Weekly 12.5%-15.0% annual, Flat 2 Fees 0 Ins Ins None N/A 0% 0% N/A
Individual Micro Enterprise Loans 15.0% annual, Flat 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Personal Loan to Employees 15.0% annual, Flat 1 Fee 0 Ins Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Msingi Loan 22.0% annual, Flat 2 Fees 1 Ins Ins None 20.0% upfront 100.00 ongoing 41.8% - 59.8% 64.2% - 135% 26
Nguzo Loan 22.0% annual, Flat 2 Fees 1 Ins Ins None 25.0% upfront 200.00 ongoing 39.9% - 49.3% 67.5% - 112.5% 27
Somesha (Education) Loan 16.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 34% - 44% 45.6% - 59.7% 33
Asset Loan 22.0% annual, Flat 2 Fees 1 Ins Ins None 15.0% upfront 42.7% - 46.9% 61% - 71.9% 34
Institution Price Graph
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeBusinessEducationLoan PurposeOpportunity KenyaInstitutionKE-021-V02-P01KE-021-V02-P02KE-021-V02-P03KE-021-V02-P04ProductKECountry2013YearRange Number2Institution Data Version0100,000200,000300,000400,000Loan Size (all)0%50%100%Full APR (int fee ins tax dep)> 80040040Number of Borrowers
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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