- MFTransparency.org Truth In Lending Tables

Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
Adhikar	35,300	2,674,000	1	144
AMPL	0	0	0	144
Arman	41,500	529,107,000	1	144
Arohan	43,500	8,091,000	2	144
ASA INDIA	164,000	15,380,000	1	144
Asirvad	113,500	19,328,000	1	144
Asmitha	1,114,800	217,867,000	1	144
Bandhan	4,048,600	674,564,000	5	144
Belstar	123,000	23,945,000	2	122
BSFL	275,200	31,590,000	3	144
Chaitanya	20,700	3,748,000	3	144
Disha Microfin	69,000	14,332,000	2	144
Equitas	1,220,000	186,415,000	4	144
ESAF	354,200	43,500,000	5	144
FFSL	150,600	35,719,000	2	144
Fusion	66,800	9,820,000	2	144
Grama Vidiyal	738,200	102,101,000	1	144
Grameen Koota	586,600	83,555,000	15	146
Janalakshmi	506,000	119,077,000	2	144
L & T Finance	399,800	37,199,000	1	144
MFL	331,800	49,083,000	1	144
MMFL	175,000	23,752,000	2	144
Mpower	13,600	2,263,000	2	144
Sahayata	0	0	0	144
Saija	24,700	4,682,000	2	144
Samasta	45,500	4,809,000	2	144
Satin	405,600	90,174,000	2	144
SCCI	115,600	15,910,000	2	144
Share	2,195,400	376,727,000	1	144
SKS	3,409,000	355,029,000	2	144
SMILE	360,200	56,927,000	1	144
SNFL	9,400	1,779,000	1	144
Sonata Finance	158,200	22,724,000	3	146
Spandana	533,400	147,240,000	2	144
Suryoday	78,600	14,713,000	3	144
SVCL	118,200	18,886,000	1	144
Swadhaar	92,800	17,166,000	3	144
Trident	68,700	8,852,000	1	144
Ujjivan	913,300	160,848,000	5	144
Utkarsh	168,600	25,915,000	3	144
VFS	175,400	19,264,000	2	144
Asomi	50,300	4,743,000	2	176
AES India	3,600	286,000	1	176
Arth	2,900	611,000	2	176
Asomi	50,300	4,743,000	2	176
Barasat GS	1,100	99,508.02	1	176
BJS	6,000	468,000	1	176
Cashpor	417,000	50,452,000	1	175
Credible	10,000	1,669,540.36	2	176
DIBAKAR	1,800	145,000	1	175
GOF	65,200	5,388,000	4	175
Hope	62,600	4,407,000	1	173
Jaago	2,700	237,000	1	174
LOK	4,900	573,000	1	175
Nano	25,600	3,660,000	2	176
NBSAAVS	28,100	2,821,000	1	173
Nirantara	8,200	917,000	2	175
Parama	7,100	482,000	1	175
Pragathi	26,200	4,579,000	6	175
PWMACS	36,500	5,946,000	1	175
Saadhana	90,900	12,046,000	2	175
Sambhav	1,500	183,000	3	175
Seba Rahara	6,700	468,000	1	175
SU	61,100	5,498,000	1	175
Swayanshree	7,900	918,000	2	175
Vikas Samiti	1,600	168,000	1	175
Vistaar	4,300	1,157,000	2	173
We The People	1,100	244,000	2	175
WEMCS	1,100	85,000	1	175
Yukti	1,100	99,000	2	175

Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fortaleza Fondo Financiero Privado S.A. Av. Arce No, 2799 esq. CorderoLa Paz

Data approved: 2010-10-28

Data version: 1

Age of data: - months

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Product

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Product Details

Key Statistics

Outstanding portfolio (BOB)	BOB 11,176,252
Portfolio (USD)	USD 1,631,569.64
Active Clients with Loans	368
Approximate % Female Clients	20% - 40%
Approximate % Urban Clients	80% - 100%

Methodology

Individual	x
Solidarity group
Village banking
Self help group
Other

Description

Dotación de vehículo para uso particular o como herramienta de trabajo.

Loan Purpose

Any purpose
Income generation	x
Mortgage/housing
Consumer loan	x
Agriculture
Education
Other household finance
Other	Activo Fijo
Other (2)

Included Services

Credit education
Group meetings
Credit insurance	x
Workplace visits
Business training
Other training
Other
Other (2)
No other services

Eligibility

Men	x
Women	x
Must run a business
Must own a home or land
Must be a salaried worker	x
Must be specific age group
Other
Other (2)

# Borrowers by Product

Portfolio Size by Product

Geographic Coverage

# Regions for this institution	N/A
# Regions for this product	N/A
Regions Active

Loan Conditions

Loan Amount

Currency	BOB
Minimum loan size	BOB 7,000
Maximum loan size	70,000

Loan Term and Grace Period

Shortest loan term	36.0 months
Longest loan term	84.0 months
Approx average	0

Grace Period

Grace period usage	0
Average grace period	0

Repayment Frequency

Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthly	x
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest

Lowest quoted nominal interest	1.88%
Highest quoted nominal interest	1.88%
Interest rate period	Monthly
Interest Rate Calculation Method	Decl Bal
Subsidized by funder request?	N/A
Is rate fixed for entire loan term	No

Upfront Fees

This product has no upfront fees

Ongoing Fees

	Fee 1
Description	Seguro de Desgravamen
% of loan amount - min	0.42%
% of loan amount - max	0.84%
OR, Fixed amount - min	0
Fixed amount - max	0
Reason for variation	N/A
Appears on Repayment Sched?	Yes

Upfront Insurance Fees

This product has no upfront insurance fees

Ongoing Insurance Fees

This product has no ongoing insurance fees

Compulsory Deposit

Required for	Never
Criteria	N/A
Is deposit indicated on the repayment schedule?	N/A
Do borrowers control deposit in their group?	N/A

Deposit BEFORE or AT Disbursement

% loan amount deposited	N/A
or, Fixed-amount deposited	N/A

Deposits DURING period payments

% loan amount deposited	N/A
or, Fixed-amount deposited	N/A
Conditions on access to deposit	N/A

Interest Paid on Deposit

Minimum interest rate paid	N/A
Maximum interest rate paid	N/A
Interest payment frequency	N/A

Taxes

Are taxes charged on this product?	No

Are taxes charged on this product?

Full Pricing Data

Auto Hoy samples

	Sample 1	Sample 2	Sample 3
Loan Amount	BOB 22,000	BOB 30,000	BOB 35,000
Loan Cycle (1, 2, 3, etc)	Not Known	Not Known	Not Known
Disbursement Date	2010-05-13	2010-08-09	2010-05-17
Loan Term (Months)	36.0 months	60.0 months	36.0 months
Grace Period (Months)	0.0 months	0.0 months	0.0 months
Total Cost of Credit	Not Known	Not Known	Not Known
True Price by Comp
Interest and Fee Component	23.2%	23.2%	23.2%
Insurance Component	0.0%	0.0%	0.0%
Tax Component	0.0%	0.0%	0.0%
Deposit Component	0.0%	0.0%	0.0%
Full APR (int fee ins tax dep)	23.2%	23.2%	23.2%
Transparency Index	97	97	97

Original Repayment Schedule	PDF	PDF	PDF
MFT Pricing Calculation	PDF	PDF	PDF

Auto Hoy Price Graphs

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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

	X Axis
	Greater than:
	Less or equal to:
N (# of Samples)
Total Borrrowers of Samples


Avg
Min
Max
Std Dev

By Inst Type


By Country

	X Axis
	Greater than:
	Less or equal to:
	From 0 to
	to
	to
	to ∞