| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2001 |
| Head of Institution | Irene Kamau |
| Regions active | 0 |
| # Branches | 1 |
| Total Portfolio (nat'l) | KES 6,000,000 |
| Total Portfolio (USD) | USD 72,463.77 |
| Active clients with loans | 234 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | |
| Funders |
| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | http://www.bangkokabayan.com/ |
| Year established | 1960 |
| Head of Institution | Teresa M. Ganzon |
| Regions active | |
| # Branches | 16 |
| Total Portfolio (nat'l) | PhP 102,860,081 |
| Total Portfolio (USD) | USD 2,460,767.49 |
| Active clients with loans | 8,941 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual Loan | KES 5,000 - 85,000 | 3 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business, Intention to start a business and need only a small amount | Credit Educ, Business Training, Other Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Kabayan Loan | PHP 5,000 - 150,000 | 2 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Specific age group | Credit Ins | |||||||
| Kapitan Loan | PHP 2,000 - 60,000 | 6 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Specific age group | Group Mtgs, Credit Ins, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual Loan | 24.0%-30.0% annual, Flat | 1 Fee | 0 | None | N/A | #N/A | #N/A | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Kabayan Loan | 24.0% annual, Flat | 2 Fees | 1 Ins | 0.50% loan amt | 2.0%-20.0% upfront 10.00% ongoing | 55% - 64.7% | 63.1% - 76.4% | 35 | ||||||||
| Kapitan Loan | 30.0% annual, Flat | 1 Fee | 2 Ins | 0.50% loan amt | 160.00 upfront 12.50% ongoing | 59.1% - 60.5% | 67.9% - 72.3% | 42 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual Loan | 24.0%-30.0% annual, Flat | 1 Fee | 0 | None | N/A | #N/A | #N/A | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Kabayan Loan | 24.0% annual, Flat | 2 Fees | 1 Ins Ins | 0.50% loan amt | 2.0%-20.0% upfront 10.00% ongoing | 55% - 64.7% | 63.1% - 76.4% | 35 | ||||||||
| Kapitan Loan | 30.0% annual, Flat | 1 Fee | 2 Ins Ins | 0.50% loan amt | 160.00 upfront 12.50% ongoing | 59.1% - 60.5% | 67.9% - 72.3% | 42 |
| Key Statistics | |
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| # Institutions | |
| # Countries | |
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| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
