| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2001 |
| Head of Institution | Irene Kamau |
| Regions active | 0 |
| # Branches | 1 |
| Total Portfolio (nat'l) | KES 6,000,000 |
| Total Portfolio (USD) | USD 72,463.77 |
| Active clients with loans | 234 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | |
| Funders |
| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | http://www.gmbank.com.ph/ |
| Year established | 2004 |
| Head of Institution | Mr. Tomas S. Gomez, IV |
| Regions active | |
| # Branches | 40 |
| Total Portfolio (nat'l) | PhP 110,367,523 |
| Total Portfolio (USD) | USD 2,640,371.36 |
| Active clients with loans | 23,581 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual Loan | KES 5,000 - 85,000 | 3 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business, Intention to start a business and need only a small amount | Credit Educ, Business Training, Other Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASAP Loan Program | PHP 5,000 - 150,000 | 3 - 6 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ | |||||||
| Asenso Loan | PHP 3,000 - 50,000 | 6 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Savings | |||||||
| Micro-Agri Loan Product | PHP 8,000 - 80,000 | 6 - 12 | 20% - 40% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group | Group Mtgs, Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual Loan | 24.0%-30.0% annual, Flat | 1 Fee | 0 | None | N/A | #N/A | #N/A | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASAP Loan Program | 30.0%-36.0% annual, Flat | 2 Fees | 1 Ins | 5.00% loan amt | 100.00 upfront 10.00% ongoing | 72% - 93.2% | 91.4% - 120.1% | 29 | ||||||||
| Asenso Loan | 25.9% annual, Flat | 2 Fees | 2 Ins | 5.00% loan amt | 100.00 upfront 16.00% ongoing | 75.5% - 100.5% | 107% - 142.7% | 21 | ||||||||
| Micro-Agri Loan Product | 30.0% annual, Flat | 2 Fees | 1 Ins | 5.00% loan amt | 100.00 upfront 10.00% ongoing | 42.4% - 64.5% | 56.6% - 85.8% | 42 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Individual Loan | 24.0%-30.0% annual, Flat | 1 Fee | 0 | None | N/A | #N/A | #N/A | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASAP Loan Program | 30.0%-36.0% annual, Flat | 2 Fees | 1 Ins Ins | 5.00% loan amt | 100.00 upfront 10.00% ongoing | 72% - 93.2% | 91.4% - 120.1% | 29 | ||||||||
| Asenso Loan | 25.9% annual, Flat | 2 Fees | 2 Ins Ins | 5.00% loan amt | 100.00 upfront 16.00% ongoing | 75.5% - 100.5% | 107% - 142.7% | 21 | ||||||||
| Micro-Agri Loan Product | 30.0% annual, Flat | 2 Fees | 1 Ins Ins | 5.00% loan amt | 100.00 upfront 10.00% ongoing | 42.4% - 64.5% | 56.6% - 85.8% | 42 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
