Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.adoktimo.com/ |
Year established | 2005 |
Head of Institution | Mr. Samuel Okelo Deya |
Regions active | |
# Branches | 22 |
Total Portfolio (nat'l) | KES 48,695,870 |
Total Portfolio (USD) | USD 588,114.37 |
Active clients with loans | 4,325 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.sungi.org |
Year established | 1990 |
Head of Institution | Sajid Qaisrani |
Regions active | Azad Kashmir, Khyber Pakhtunkwa |
# Branches | 4 |
Total Portfolio (nat'l) | PKR 81,149,780 |
Total Portfolio (USD) | USD 828,058.98 |
Active clients with loans | 10,128 |
Approximate % female clients | 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Pakistan Microfinance Network (PMN) |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agribusiness Loan | KES 10,000 - 100,000 | 1 - 12 | 40% - 60% | 0% - 20% | Business | Women, Men, Must be active in agricultural activities | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Asset Financing Loan | KES 20,000 - 300,000 | 12 | 20% - 40% | 20% - 40% | Business | Women, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Business Loan | KES 6,400 - 500,000 | 1 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
School Fees Loan | KES 20,000 - 100,000 | 1 - 12 | 20% - 40% | 20% - 40% | Education | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
General Loan | PKR 10,000 - 15,000 | 12 - 18 | 100% | 0% - 20% | Business, Agriculture | Women, Specific age group | Credit Educ, Group Mtgs, Business Training, Micro health insurance-life insurance | |||||||
Enterprise Development Loan First | PKR 20,000 - 29,000 | 12 - 18 | 100% | 0% - 20% | Business, Agriculture | Women, Men, Specific age group, Must be the resident of the specified village | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Murabaha loan Awal | PKR 5,000 - 30,000 | 12 - 18 | 100% | 0% - 20% | Business | Women, Specific age group, Must be resident of the village | Credit Educ, Group Mtgs, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agribusiness Loan | 19.2%-24.0% annual, Flat | 1 Fee | 1 Ins | None | 25.0% upfront | 29.4% - 31.4% | 38.3% - 40.9% | 49 | ||||||||
Asset Financing Loan | 19.2%-24.0% annual, Flat | 1 Fee | 1 Ins | None | 25.0% upfront | 48.4% - 53% | 79.9% - 87.8% | 23 | ||||||||
Business Loan | 19.2%-24.0% annual, Flat | 1 Fee | 1 Ins | None | 25.0% upfront | 46.2% - 55.3% | 75.8% - 91.9% | 23 | ||||||||
School Fees Loan | 19.2%-24.0% annual, Flat | 1 Fee | 1 Ins | None | 25.0% upfront | 48.6% - 49.3% | 80.6% - 81.4% | 24 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
General Loan | 20.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 34.4% | 34.4% | N/A | ||||||||
Enterprise Development Loan First | 20.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 34.4% - 34.5% | 34.4% - 34.5% | N/A | ||||||||
Murabaha loan Awal | 20.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 34.4% - 34.5% | 34.4% - 34.5% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agribusiness Loan | 19.2%-24.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 25.0% upfront | 29.4% - 31.4% | 38.3% - 40.9% | 49 | ||||||||
Asset Financing Loan | 19.2%-24.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 25.0% upfront | 48.4% - 53% | 79.9% - 87.8% | 23 | ||||||||
Business Loan | 19.2%-24.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 25.0% upfront | 46.2% - 55.3% | 75.8% - 91.9% | 23 | ||||||||
School Fees Loan | 19.2%-24.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 25.0% upfront | 48.6% - 49.3% | 80.6% - 81.4% | 24 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
General Loan | 20.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 34.4% | 34.4% | N/A | ||||||||
Enterprise Development Loan First | 20.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 34.4% - 34.5% | 34.4% - 34.5% | N/A | ||||||||
Murabaha loan Awal | 20.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 34.4% - 34.5% | 34.4% - 34.5% | N/A |
Key Statistics | |
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Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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