2. Equity Bank
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Institution

Equity Bank Ragati Road, NHIF Building, 14th floorNairobiP.O. Box 75104-00200
Data approved: 2010-09-09
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.equitybank.co.ke/
Year established1984
Head of InstitutionDr. James Mwangi
Regions active0
# Branches112

Total Portfolio (nat'l)KES 62,053,365,859
Total Portfolio (USD)USD 749,436,785.70
Active clients with loans715,969
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Loan Products » Summary

Agriculture
744 Borrowers
USD 3,595,648.99 Portfolio
Active Product
Asset
2,853 Borrowers
USD 34,138,528.90 Portfolio
Active Product
Biashara
33,530 Borrowers
USD 25,319,660.76 Portfolio
Active Product
Business
5,686 Borrowers
USD 157,505,613.60 Portfolio
Active Product
Fedha
107 Borrowers
USD 312,375.81 Portfolio
Active Product
Imara
8,283 Borrowers
USD 9,595,151.44 Portfolio
Active Product
Shaba
32,096 Borrowers
USD 11,064,777.09 Portfolio
Active Product
Farm Input
32,201 Borrowers
USD 9,431,693.48 Portfolio
Active Product
Insurance
5,092 Borrowers
USD 3,343,421.51 Portfolio
Active Product
Vijana
20,739 Borrowers
USD 6,862,289.92 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Commercial Loan KES 100,000 - 4,000,000,000 1 - 36 40% - 60% 40% - 60% Business, Purchase of farm inputs and farm machinery. Women, Men, Must be in commercial farming for at least one year, Active account with Equity where proceeds are remitted. Credit Ins
Asset Finance Loan KES 100,000 - 4,000,000,000 1 - 48 40% - 60% 40% - 60% Business, Loan specifically used for purchase of assets. Women, Men, Equity Bank customer for at least one month or other bank statement, The asset being purchased is used as security for the loan. Credit Ins
Biashara Imara Loan KES 5,000 - 500,000 1 - 12 40% - 60% 40% - 60% Business Women, Men, Have business, Must have operated the business for more than one year Credit Ins, Tech Asst Visits, Business Training
Business Loan KES 300,000 - 4,000,000,000 1 - 60 40% - 60% 40% - 60% Business Women, Men, Have business, Must have operated the business for at least one year, Must have active account for at least 6 mos with Equity or other bank Credit Ins
Fanikisha - Fedha - Loan KES 300,000 - 1,000,000 1 - 18 80% - 100% 60% - 80% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
Fanikisha - Imara - Loan KES 30,000 - 500,000 1 - 18 80% - 100% 40% - 60% Business Women, Have business, Women who lack conventional securities. Credit Ins, Tech Asst Visits, Business Training
Fanikisha - Shaba - Loan KES 1,000 - 300,000 6 - 18 80% - 100% 40% - 60% Business Women Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
Farm Input Loan KES 1,000 - 100,000 1 - 12 40% - 60% 40% - 60% Business, Purchase of farm inputs Women, Men, Must be in small scale or commercial farming, Active Equity Bank account where agricultural proceeds are remitted Credit Ins
Insurance Premium Finance Loan KES 5,000 - 4,000,000,000 1 - 10 40% - 60% 40% - 60% Can only be used for financing insurance premiums. Women, Men
Vijana Business Loan KES 1,000 - 100,000 1 - 12 40% - 60% 40% - 60% Business Women, Men, Have business, Specific age group, Must have undergone group training through Ministry of Youth or Gender, Must be between 18 and 35 years old Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Commercial Loan 18.0% annual, Decl Bal 1 Fee 1 Ins None N/A 0% 0% N/A
Asset Finance Loan 8.5% annual, Flat 1 Fee 1 Ins None N/A 0% 0% N/A
Biashara Imara Loan 18.0% annual, Flat 1 Fee 1 Ins None N/A 0% 0% N/A
Business Loan 18.0% annual, Decl Bal 1 Fee 1 Ins None N/A 0% 0% N/A
Fanikisha - Fedha - Loan 18.0% annual, Decl Bal 1 Fee 1 Ins None 10.0% upfront 100.00 ongoing 0% 0% N/A
Fanikisha - Imara - Loan 18.0% annual, Decl Bal 1 Fee 1 Ins None N/A 0% 0% N/A
Fanikisha - Shaba - Loan 18.0% annual, Decl Bal 1 Fee 1 Ins None 10.0% upfront 100.00 ongoing 0% 0% N/A
Farm Input Loan 15.0% annual, Flat 1 Fee 1 Ins None N/A 0% 0% N/A
Insurance Premium Finance Loan 54.0%-90.0% annual, Flat 0 Fees 0 Ins None N/A 0% 0% N/A
Vijana Business Loan 8.0% annual, Flat 0 Fees 1 Ins None 10.0% upfront 100.00 ongoing 0% 0% N/A
Institution Price Graph
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  2. OLP
Please note that the information you are viewing is 118 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Orix Leasing Pakistan Ltd Plot # 16, Sector 24, Korangi Industrial AreaKarachi
Data approved: 2015-05-11
Data version: 2
Age of data: 118 months
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Product

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Product Details

Key Statistics
Outstanding portfolio (PKR)PKR 27,901,546
Portfolio (USD)USD 273,993.18
Active Clients with Loans1,965
Approximate % Female Clients60% - 80%
Approximate % Urban Clients60% - 80%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
ORIX provide the funding to NGOs for building their capacities through enhancement of credit outreach. This program would help NGOs in fastest achieving of microfinance goals and making their programs operationally sustainable.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other servicesx
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution2
# Regions for this product2
Regions ActivePunjab, Sindh

Loan Conditions

Loan Amount
CurrencyPKR
Minimum loan sizePKR 10,000
Maximum loan size50,000
Distribution at Disbursement (Est.)
Loans less than PKR 10,00010%
PKR 10,000-25,00060%
PKR 25,000-50,00030%
PKR 50,000-75,0000
PKR 75,000-150,0000
Greater than PKR 150,0000
Loan Term and Grace Period
Shortest loan term12.0 months
Longest loan term12.0 months
Approx average12.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months0
Between 10 and 12 months100%
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest12.00%
Highest quoted nominal interest12.00%
Interest rate periodYearly
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

NGO Linkages samples
Type of Sample
Grace Period (Months)
Full APR (int fee ins tax dep)
True Price by Component
Interest price component
Fee Component
Insurance Component
Tax Component
Deposit Component
PKR 10,000 Generated 2015-05-01 12.0 months N/A PKR 1,196.71 21.3% 21.3% 0.0% 0.0% 0.0% 0.0% 56 - PDF
PKR 15,000 Generated 2015-05-01 12.0 months N/A PKR 1,795.07 21.3% 21.3% 0.0% 0.0% 0.0% 0.0% 56 - PDF
PKR 18,000 Generated 2015-05-01 12.0 months N/A PKR 2,154.08 21.3% 21.3% 0.0% 0.0% 0.0% 0.0% 56 - PDF
PKR 20,000 Generated 2015-05-01 12.0 months N/A PKR 2,393.42 21.3% 21.3% 0.0% 0.0% 0.0% 0.0% 56 - PDF
PKR 22,000 Generated 2015-05-01 12.0 months N/A PKR 2,632.77 21.3% 21.3% 0.0% 0.0% 0.0% 0.0% 56 - PDF
PKR 25,000 Generated 2015-05-01 12.0 months N/A PKR 2,991.78 21.3% 21.3% 0.0% 0.0% 0.0% 0.0% 56 - PDF
PKR 35,000 Generated 2015-05-01 12.0 months N/A PKR 4,188.49 21.3% 21.3% 0.0% 0.0% 0.0% 0.0% 56 - PDF
PKR 45,000 Generated 2015-05-01 12.0 months N/A PKR 5,385.21 21.3% 21.3% 0.0% 0.0% 0.0% 0.0% 56 - PDF
NGO Linkages Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeBusinessLoan PurposeOLPInstitutionPK-017-V02-P03ProductPKCountry2015YearRange Number2Institution Data Version010,00020,00030,00040,000Loan Size (all)0%5%10%15%20%Full APR (int fee ins tax dep)> 1,10080050020030Number of Borrowers
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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