Institution Type | Non-Governmental Organization |
Is this institution regulated? | N/A |
Website address | http://www.jamiibora.org/ |
Year established | 1999 |
Head of Institution | Ingrid Munro |
Regions active | 0 |
# Branches | 58 |
Total Portfolio (nat'l) | KES 725,767,711 |
Total Portfolio (USD) | USD 9,072,096.39 |
Active clients with loans | 79,194 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 60% - 80% |
Network affiliations | |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://Néant |
Year established | 2000 |
Head of Institution | Mohamed OUMAYCHA |
Regions active | Beni Mellal-Khenifra, Drâa-Tafilalt |
# Branches | 15 |
Total Portfolio (nat'l) | MAD 6,092,844 |
Total Portfolio (USD) | USD 716,805.18 |
Active clients with loans | 2,720 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Réseau de la Microfinance solidaire au Maroc (RMS) |
Funders | AMSED, Fonds Hassan II, USAID, Fondation Mohamed V |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Daraja Individual | KES 60,000 - 700,000 | 6 - 24 | 40% - 60% | 40% - 60% | Women, Men, Have business | Credit Educ, Credit Ins, Business Training | ||||||||
Women Enterprise Fund | KES 600 - 30,000 | 3 - 12 | 80% - 100% | 60% - 80% | Business, only for womens businesses | Women | Credit Educ, Credit Ins, Business Training | |||||||
Housing Loan | KES 50,000 - 1,900,000 | 60 - 120 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men | Credit Educ, Credit Ins, Business Training | |||||||
Micro Individual | KES 600 - 59,000 | 1 - 12 | 40% - 60% | 40% - 60% | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Produit Solidaire | MAD 1,000 - 5,000 | 4 - 12 | 0% | 0% - 20% | Business, Agriculture | Women, Have business | ||||||||
Produit Individuel | MAD 1,500 - 50,000 | 4 - 36 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men, Have business |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Daraja Individual | 26.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 40.0% upfront | 0% | 0% | N/A | ||||||||
Women Enterprise Fund | 8.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 50.0% upfront | 0% | 0% | N/A | ||||||||
Housing Loan | 10.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront | 0% | 0% | N/A | ||||||||
Micro Individual | 26.0% annual, Flat | 2 Fees | 0 Ins | None | 50.0% upfront | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Produit Solidaire | 21.6% annual, Flat | 1 Fee | 0 Ins | None | 1.00%-1.50% ongoing | 37.7% - 40.1% | 43% - 44.5% | 49 | ||||||||
Produit Individuel | 18.0%-20.4% annual, Flat | 1 Fee | 0 Ins | None | N/A | 31.8% - 37.5% | 31.8% - 37.5% | 51 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Daraja Individual | 26.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 40.0% upfront | 0% | 0% | N/A | ||||||||
Women Enterprise Fund | 8.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 50.0% upfront | 0% | 0% | N/A | ||||||||
Housing Loan | 10.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 0% | 0% | N/A | ||||||||
Micro Individual | 26.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 50.0% upfront | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Produit Solidaire | 21.6% annual, Flat | 1 Fee | 0 Ins Ins | None | 1.00%-1.50% ongoing | 37.7% - 40.1% | 43% - 44.5% | 49 | ||||||||
Produit Individuel | 18.0%-20.4% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 31.8% - 37.5% | 31.8% - 37.5% | 51 |
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Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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