| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | N/A |
| Website address | http://www.jamiibora.org/ |
| Year established | 1999 |
| Head of Institution | Ingrid Munro |
| Regions active | 0 |
| # Branches | 58 |
| Total Portfolio (nat'l) | KES 725,767,711 |
| Total Portfolio (USD) | USD 9,072,096.39 |
| Active clients with loans | 79,194 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | |
| Funders |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.safcosupport.org |
| Year established | 2009 |
| Head of Institution | Syed Sajjad Ali Shah |
| Regions active | Sindh |
| # Branches | 31 |
| Total Portfolio (nat'l) | PKR 486,359,898 |
| Total Portfolio (USD) | USD 4,776,054.20 |
| Active clients with loans | 46,044 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | Pakistan Microfinance Network (PMN), South Asian Microfinanace Network (SAMN), Sindh Microfinance Network (SMN), Banking With The Poor (BWTP) |
| Funders | Pakistan Poverty Alleviation Fund (PPAF), Habib Bank Limited (HBL), MCB Bank Limited, JS Bank Limited |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Daraja Individual | KES 60,000 - 700,000 | 6 - 24 | 40% - 60% | 40% - 60% | Women, Men, Have business | Credit Educ, Credit Ins, Business Training | ||||||||
| Women Enterprise Fund | KES 600 - 30,000 | 3 - 12 | 80% - 100% | 60% - 80% | Business, only for womens businesses | Women | Credit Educ, Credit Ins, Business Training | |||||||
| Housing Loan | KES 50,000 - 1,900,000 | 60 - 120 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men | Credit Educ, Credit Ins, Business Training | |||||||
| Micro Individual | KES 600 - 59,000 | 1 - 12 | 40% - 60% | 40% - 60% | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | PKR 3,000 - 50,000 | 3 - 6 | 40% - 60% | 40% - 60% | Agriculture | Women, Men | Business Training, Refund of principle amount in case of death | |||||||
| Enterprise Loan | PKR 3,000 - 50,000 | 12 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Tech Asst Visits, Business Training, Refund of principle amount in case of death | |||||||
| Live Stock Loan | PKR 3,000 - 50,000 | 12 | 40% - 60% | 40% - 60% | Business | Women, Men | Tech Asst Visits, Business Training, Refund of principle amount in case of death |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Daraja Individual | 26.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 40.0% upfront | 0% | 0% | N/A | ||||||||
| Women Enterprise Fund | 8.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 50.0% upfront | 0% | 0% | N/A | ||||||||
| Housing Loan | 10.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront | 0% | 0% | N/A | ||||||||
| Micro Individual | 26.0% annual, Flat | 2 Fees | 0 Ins | None | 50.0% upfront | 0% | 0% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 22.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 29.2% | 29.2% | 75 | ||||||||
| Enterprise Loan | 22.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 45% | 45% | 49 | ||||||||
| Live Stock Loan | 22.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 44.9% - 53% | 44.9% - 53% | 47 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Daraja Individual | 26.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 40.0% upfront | 0% | 0% | N/A | ||||||||
| Women Enterprise Fund | 8.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 50.0% upfront | 0% | 0% | N/A | ||||||||
| Housing Loan | 10.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 0% | 0% | N/A | ||||||||
| Micro Individual | 26.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 50.0% upfront | 0% | 0% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 22.0% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | 29.2% | 29.2% | 75 | ||||||||
| Enterprise Loan | 22.0% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | 45% | 45% | 49 | ||||||||
| Live Stock Loan | 22.0% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | 44.9% - 53% | 44.9% - 53% | 47 |
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| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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