Please note that the information you are viewing is 146 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 118 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Data approved: 2013-05-26
Data version: 3
Age of data: 146 months

Institution

ASA Pakistan Ltd. T-61, Block-6, PECHS,Karachi, Sindh Pakistan
Data approved: 2013-05-21
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?No
Website addresshttp://www.juhudikilimo.com/
Year established2009
Head of InstitutionNat Robinson
Regions activeCentral, Eastern, Nyanza, Rift Valley, Western
# Branches8

Total Portfolio (nat'l)KES 367,334,756
Total Portfolio (USD)USD 4,436,410.10
Active clients with loans10,494
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsAMFI, SPTF
FundersAcumen Fund, Grameen Foundation, Kiva, Soros Economic Development Fund

Institution Details

Institution TypeOther
Is this institution regulated?Yes
Website addresshttp://www.asapakistan.com
Year established2008
Head of InstitutionMd. Mosharrof Hossain
Regions activePunjab, Sindh
# Branches139

Total Portfolio (nat'l)PKR 1,896,078,536
Total Portfolio (USD)USD 19,347,740.16
Active clients with loans155,090
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsPakistan Microfinance Network
FundersASA International Holding, Pakistan Poverty Alleviation Fund

Loan Products » Summary

4,198 Borrowers
USD 1,109,102.52 Portfolio
6,296 Borrowers
USD 3,327,307.57 Portfolio

Loan Products » Summary

154,358 Borrowers
USD 19,107,894.92 Portfolio
SBL
689 Borrowers
USD 205,624.87 Portfolio
43 Borrowers
USD 34,220.41 Portfolio
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Asset Finance Loan KES 10,000 - 500,000 6 - 24 40% - 60% 0% - 20% Business, Agriculture Women, Men, Must be a farmer Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC, KES 3290pa
Asset Financing Dairy Cow Loan KES 30,000 - 500,000 12 - 24 40% - 60% 0% - 20% Business, Agriculture, Improve the structure used to house dairy cows Women, Men, Have home or land, Must be a farmer Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC, KES 3290pa

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Small Loan PKR 12,000 - 40,000 11 100% 40% - 60% Business Women Group Mtgs, Credit Ins
Small Business Loan PKR 30,000 - 70,000 11 0% 40% - 60% Business Women, Men Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Finance Loan 32.0% annual, Decl Bal 2 Fees 2 Ins None 15.0% upfront 32.3% - 44% 47.6% - 64.7% 62
Asset Financing Dairy Cow Loan 32.0% annual, Decl Bal 2 Fees 2 Ins None 15.0% upfront 33% - 39.6% 52.4% - 67.8% 54

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Small Loan 42.8% annual, Decl Bal 2 Fees 0 Ins None N/A 44.2% - 46.8% 44.2% - 46.8% N/A
Small Business Loan 42.8% annual, Decl Bal 2 Fees 0 Ins None N/A 44.5% - 44.8% 44.5% - 44.8% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Finance Loan 32.0% annual, Decl Bal 2 Fees 2 Ins Ins None 15.0% upfront 32.3% - 44% 47.6% - 64.7% 62
Asset Financing Dairy Cow Loan 32.0% annual, Decl Bal 2 Fees 2 Ins Ins None 15.0% upfront 33% - 39.6% 52.4% - 67.8% 54

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Small Loan 42.8% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 44.2% - 46.8% 44.2% - 46.8% N/A
Small Business Loan 42.8% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 44.5% - 44.8% 44.5% - 44.8% N/A
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeMultipleLoan PurposeJuhudi KilimoInstitutionKE-011-V03-P01KE-011-V03-P02ProductKECountry2013YearRange Number3Institution Data Version050,000100,000150,000200,000250,000300,000Loan Size (all)0%20%40%60%Full APR (int fee ins tax dep)> 5,0003,7002,5001,200100Number of Borrowers
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.OtherInstitution TypeBusinessLoan PurposeASAInstitutionPK-003-V01-P01PK-003-V01-P02ProductPKCountry2013YearRange Number1Institution Data Version010,00020,00030,00040,00050,000Loan Size (all)0%10%20%30%40%50%Full APR (int fee ins tax dep)> 130,000100,00069,00034,0003,800Number of Borrowers
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Key Statistics
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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