2. KADET
Please note that the information you are viewing is 146 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. DECOF
Please note that the information you are viewing is 176 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Kenya Agency for Development & Enterprise Technology P.O. Box 1676Nairobi
Data approved: 2013-06-25
Data version: 2
Age of data: 146 months
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Institution

Fundación DECOF José María Peña Nº12-35 y MercadilloLojaEC110102
Data approved: 2010-11-08
Data version: 1
Age of data: 176 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.kadet.co.ke/
Year established2001
Head of InstitutionFidel Okillah
Regions activeCentral, Coast, Eastern, Nairobi, Nyanza, Rift Valley, Western
# Branches39

Total Portfolio (nat'l)KES 447,325,485
Total Portfolio (USD)USD 5,402,481.70
Active clients with loans12,923
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established2004
Head of InstitutionAlejandro Macas
Regions active
# Branches1

Total Portfolio (nat'l)USD 705,025.49
Total Portfolio (USD)USD 705,025.49
Active clients with loans2,200
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Loan Products » Summary

Agriculture
702 Borrowers
USD 484,195.76 Portfolio
Active Product
Business
11,801 Borrowers
USD 4,631,490.66 Portfolio
Active Product
School
165 Borrowers
USD 102,275.14 Portfolio
Active Product
Asset
255 Borrowers
USD 184,520.13 Portfolio
Active Product

Loan Products » Summary

Mensual
400 Borrowers
USD 178,652 Portfolio
Active Product
Semanal
1,800 Borrowers
USD 526,373 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan KES 5,000 - 1,000,000 3 - 24 40% - 60% 60% - 80% Agriculture Women, Men Credit Ins, Tech Asst Visits
Business Loan KES 3,000 - 3,000,000 3 - 24 40% - 60% 40% - 60% Any Purpose Women, Men, Have business Credit Ins
School Fees Loan KES 5,000 - 150,000 3 - 12 60% - 80% 40% - 60% Education Women, Men Credit Ins
Asset Loan KES 5,000 - 1,600,000 3 - 12 20% - 40% 60% - 80% Business, Consumer, Other Women, Men Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microcrédito (mensual) USD 200 - 2,000 3 - 24 80% - 100% 40% - 60% Any Purpose Women Group Mtgs, Credit Ins
Microcrédito (semanal) USD 200 - 2,000 3 - 24 80% - 100% 40% - 60% Any Purpose Women Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 18.0%-22.0% annual, Flat 1 Fee 1 Ins None 20.0%-30.0% upfront 400.00 ongoing 25% - 26.1% 35.3% - 40.9% 47
Business Loan 18.0%-22.0% annual, Flat 1 Fee 1 Ins None 20.0%-30.0% upfront 400.00 ongoing 35.7% - 47.6% 60.8% - 91.1% 25
School Fees Loan 18.0%-22.0% annual, Flat 1 Fee 1 Ins None N/A 43.3% - 46.7% 45.8% - 51.1% 37
Asset Loan 18.0%-19.5% annual, Flat 1 Fee 1 Ins None 20.0%-30.0% upfront 400.00 ongoing 43.4% - 50.1% 70.6% - 104.4% 21

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microcrédito (mensual) 21.0% annual, Decl Bal 0 Fees 1 Ins None 7.0% upfront 4.00 ongoing 20.8% - 21% 26% - 28.9% 77
Microcrédito (semanal) 21.0% annual, Decl Bal 0 Fees 1 Ins None 7.0% upfront 1.00 ongoing 22.7% - 22.8% 28.5% - 33% 69

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 18.0%-22.0% annual, Flat 1 Fee 1 Ins Ins None 20.0%-30.0% upfront 400.00 ongoing 25% - 26.1% 35.3% - 40.9% 47
Business Loan 18.0%-22.0% annual, Flat 1 Fee 1 Ins Ins None 20.0%-30.0% upfront 400.00 ongoing 35.7% - 47.6% 60.8% - 91.1% 25
School Fees Loan 18.0%-22.0% annual, Flat 1 Fee 1 Ins Ins None N/A 43.3% - 46.7% 45.8% - 51.1% 37
Asset Loan 18.0%-19.5% annual, Flat 1 Fee 1 Ins Ins None 20.0%-30.0% upfront 400.00 ongoing 43.4% - 50.1% 70.6% - 104.4% 21

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microcrédito (mensual) 21.0% annual, Decl Bal 0 Fees 1 Ins Ins None 7.0% upfront 4.00 ongoing 20.8% - 21% 26% - 28.9% 77
Microcrédito (semanal) 21.0% annual, Decl Bal 0 Fees 1 Ins Ins None 7.0% upfront 1.00 ongoing 22.7% - 22.8% 28.5% - 33% 69
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeAgricultureAnyBusinessEducationLoan PurposeKADETInstitutionKE-013-V02-P01KE-013-V02-P02KE-013-V02-P03KE-013-V02-P04ProductKECountry2013YearRange Number2Institution Data Version0100,000200,000300,000400,000500,000Loan Size (all)0%50%100%Full APR (int fee ins tax dep)> 4,7003,5002,3001,100100Number of Borrowers
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeAnyLoan PurposeDECOFInstitutionEC-025-V01-P01EC-025-V01-P02ProductECCountry2010YearRange Number1Institution Data Version05001,0001,5002,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 90040050Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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