Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://kwft.org/ |
Year established | 1981 |
Head of Institution | Mwangi Githaiga |
Regions active | 0 |
# Branches | 202 |
Total Portfolio (nat'l) | KES 10,949,251,739 |
Total Portfolio (USD) | USD 132,237,339.80 |
Active clients with loans | 334,188 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | |
Funders |
Institution Type | Other |
Is this institution regulated? | Yes |
Website address | http://www.asapakistan.com |
Year established | 2008 |
Head of Institution | Md. Mosharrof Hossain |
Regions active | Punjab, Sindh |
# Branches | 180 |
Total Portfolio (nat'l) | PKR 3,018,099,519 |
Total Portfolio (USD) | USD 29,637,737.28 |
Active clients with loans | 230,488 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Pakistan Microfinance Network |
Funders | ASA International Holding, Pakistan Poverty Alleviation Fund |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara Loan | KES 10,000 - 5,000,000 | 6 - 36 | 60% - 80% | 0% - 20% | Business | Women, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Health education, Women empowerment | |||||||
Consumer Loan | KES 10,000 - 170,000 | 2 - 18 | 80% - 100% | 0% - 20% | Housing, Consumer | Women, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Leadership, Women empowerment | |||||||
Elimu Loan | KES 5,000 - 100,000 | 6 - 12 | 80% - 100% | 0% - 20% | Education | Women, Have business, Evidence of school admission/attendance | Group Mtgs | |||||||
Agricultural Loan | KES 100,000 - 5,000,000 | 6 - 36 | 80% - 100% | 0% - 20% | Business | Women, Have business | Tech Asst Visits, Business Training, Other Training, Leadership, Women empowerment | |||||||
Energy Loan | KES 50,000 - 5,000,000 | 6 - 36 | 80% - 100% | 0% - 20% | Business | Women, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Leadership, Women empowerment | |||||||
Asset Financing Loan | KES 5,000 - 20,000 | 6 - 12 | 80% - 100% | 0% - 20% | Business | Women, Must be willing to set up a viable business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Small Loan | PKR 17,000 - 49,000 | 11 | 100% | 40% - 60% | Business | Women, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits | |||||||
Small Business Loan | PKR 50,000 - 99,000 | 11 | 0% - 20% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits | |||||||
Small & Medium Enterprise | PKR 100,000 - 200,000 | 11 - 17 | 0% | 40% - 60% | Business | Men, Have business | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara Loan | 18.0%-20.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront 1.00% ongoing | #N/A | #N/A | N/A | ||||||||
Consumer Loan | 18.0%-20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | 10.0% upfront 1.00% ongoing | #N/A | #N/A | N/A | ||||||||
Elimu Loan | 20.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront 1.00% ongoing | #N/A | #N/A | N/A | ||||||||
Agricultural Loan | 18.0% annual, Decl Bal | 2 Fees | 0 Ins | None | 10.0% upfront 1.00% ongoing | #N/A | #N/A | N/A | ||||||||
Energy Loan | 18.0% annual, Decl Bal | 2 Fees | 0 Ins | None | 10.0% upfront 1.00% ongoing | #N/A | #N/A | N/A | ||||||||
Asset Financing Loan | 7.9% annual, Flat | 2 Fees | 0 Ins | None | N/A | #N/A | #N/A | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Small Loan | 43.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 43% | 43% | 100 | ||||||||
Small Business Loan | 43.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 43% | 43% | 100 | ||||||||
Small & Medium Enterprise | 42.4%-43.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara Loan | 18.0%-20.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront 1.00% ongoing | #N/A | #N/A | N/A | ||||||||
Consumer Loan | 18.0%-20.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | 10.0% upfront 1.00% ongoing | #N/A | #N/A | N/A | ||||||||
Elimu Loan | 20.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront 1.00% ongoing | #N/A | #N/A | N/A | ||||||||
Agricultural Loan | 18.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | 10.0% upfront 1.00% ongoing | #N/A | #N/A | N/A | ||||||||
Energy Loan | 18.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | 10.0% upfront 1.00% ongoing | #N/A | #N/A | N/A | ||||||||
Asset Financing Loan | 7.9% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Small Loan | 43.7% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 43% | 43% | 100 | ||||||||
Small Business Loan | 43.7% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 43% | 43% | 100 | ||||||||
Small & Medium Enterprise | 42.4%-43.7% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A |
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Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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