2. LKL
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  2. DSPI
Please note that the information you are viewing is 163 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Micro Kenya P.o.Box 52926 00200Nairobi, Kenya200
Data approved: 2010-06-23
Data version: 1
Age of data: -   months 
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Institution

Daan sa Pag-Unlad, Inc. 17 Gallardo St.CataningBalanga City, Bataan2100
Data approved: 2011-11-15
Data version: 1
Age of data: 163 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.microafricagroup.com/
Year established2000
Head of InstitutionTimothy Carson
Regions active0
# Branches4

Total Portfolio (nat'l)KES 118,000,000
Total Portfolio (USD)USD 1,425,120.77
Active clients with loans3,025
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established1995
Head of InstitutionSusan Layug
Regions active
# Branches14

Total Portfolio (nat'l)PhP 153,670,019
Total Portfolio (USD)USD 3,676,316.24
Active clients with loans59,311
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliationsAPPEND
Funders

Loan Products » Summary

Biashara
560 Borrowers
USD 543,478.26 Portfolio
Active Product
Group Loan
3,200 Borrowers
USD 434,782.61 Portfolio
Active Product
MajiNyumbani
100 Borrowers
USD 12,077.29 Portfolio
Active Product

Loan Products » Summary

Agriculture
131 Borrowers
USD 105,263.16 Portfolio
Active Product
Group
58,881 Borrowers
USD 3,498,849.28 Portfolio
Active Product
Individual
288 Borrowers
USD 72,200.96 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Biashara KES 100,000 - 500,000 3 - 12 20% - 40% 40% - 60% Business, Housing, Other, aimed at business expansions Women, Men, Have business, Have home or land, Must confirm having an on going business Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training
Group KES 3,000 - 100,000 3 - 12 60% - 80% 20% - 40% Any Purpose Women, Men, Have business, Must be known by the other members Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
Maji Nyumbani KES 5,500 - 80,000 1 - 12 60% - 80% 0% - 20% Housing, Consumer, This loan is for the purchase of water tanks, the tanks can be for any use privately or business Women, Men Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan PHP 10,000 - 150,000 6 0% - 20% 0% - 20% Business Women, Men, Involved in palay production Credit Ins, Formation Program, Provision of Social Services (medical mission, etc.)
Group Loan PHP 5,000 - 50,000 6 80% - 100% 80% - 100% Business Women, Men, Have business Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Formation Program, Provision of Social Services (medical mission, etc.)
Individual Loan PHP 10,000 - 150,000 6 80% - 100% 80% - 100% Business Women, Men, Have business Credit Ins, Business Training, Formation Program, Provision of Social Services (medical mission, etc.)

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Biashara 36.0% annual, Decl Bal 1 Fee 1 Ins None N/A 0% 0% N/A
Group 18.0% annual, Flat 1 Fee 1 Ins None 15.0% upfront 0% 0% N/A
Maji Nyumbani 19.9% annual, Flat 1 Fee 0 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 32.0% annual, Flat 1 Fee 2 Ins None 5.00% ongoing 41.3% - 43.1% 52.2% - 71.4% 51
Group Loan 32.0% annual, Flat 2 Fees 1 Ins None 5.0% upfront 50.00 ongoing 83.1% 101% - 122.1% 29
Individual Loan 32.0% annual, Flat 2 Fees 1 Ins None 5.0% upfront 50.00 ongoing 81.4% - 88.1% 93.9% - 137.1% 29

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Biashara 36.0% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 0% 0% N/A
Group 18.0% annual, Flat 1 Fee 1 Ins Ins None 15.0% upfront 0% 0% N/A
Maji Nyumbani 19.9% annual, Flat 1 Fee 0 Ins Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 32.0% annual, Flat 1 Fee 2 Ins Ins None 5.00% ongoing 41.3% - 43.1% 52.2% - 71.4% 51
Group Loan 32.0% annual, Flat 2 Fees 1 Ins Ins None 5.0% upfront 50.00 ongoing 83.1% 101% - 122.1% 29
Individual Loan 32.0% annual, Flat 2 Fees 1 Ins Ins None 5.0% upfront 50.00 ongoing 81.4% - 88.1% 93.9% - 137.1% 29
Institution Price Graph
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeDSPIInstitutionPH-016-V01-P01PH-016-V01-P02PH-016-V01-P03ProductPHCountry2011YearRange Number1Institution Data Version020,00040,00060,00080,000100,000120,000Loan Size (all)0%50%100%150%Full APR (int fee ins tax dep)> 17,00013,0008,8004,400400Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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