| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://WWW.RAFODE.ORG/ |
| Year established | 2005 |
| Head of Institution | Antony Mayodi |
| Regions active | 0 |
| # Branches | 2 |
| Total Portfolio (nat'l) | KES 14,000,000 |
| Total Portfolio (USD) | USD 169,082.13 |
| Active clients with loans | 1,200 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.worldvision.org/ |
| Year established | 2001 |
| Head of Institution | SPENCER BADU |
| Regions active | 0 |
| # Branches | 7 |
| Total Portfolio (nat'l) | GHS 1,527,689 |
| Total Portfolio (USD) | USD 1,018,459.33 |
| Active clients with loans | 8,772 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | ASFIN, GHAMFIN, VISION FUND INTERNATIONAL |
| Funders | WORLD VISION INTERNATIONAL, VISION FUND INTERNATIONAL |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | KES 3,000 - 78,000 | 6 - 18 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business, HIV/AIDS clients | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, HIV/AIDS counselling and home based care training. |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Farmer Loan | GHS 200 - 7,000 | 6 - 12 | 60% - 80% | 0% - 20% | ||||||||||
| Working Capital Loan | GHS 800 - 8,500 | 4 - 12 | 60% - 80% | 0% - 20% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 100.00 ongoing | #N/A | #N/A | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Farmer Loan | 39.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 45.2% - 50.6% | 54.3% - 60.1% | 68 | ||||||||||
| Working Capital Loan | 39.00%-0.00% annual, Flat | 2 Fees | 1 Ins | 77.2% - 104.7% | 125.4% - 160.7% | 26 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 100.00 ongoing | #N/A | #N/A | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Farmer Loan | 39.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 45.2% - 50.6% | 54.3% - 60.1% | 68 | ||||||||||
| Working Capital Loan | 39.00%-0.00% annual, Flat | 2 Fees | 1 Ins Ins | 77.2% - 104.7% | 125.4% - 160.7% | 26 |
| Key Statistics | |
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| % Products using declining balance | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
