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Institution

Data approved: 2010-09-14
Data version: 1
Age of data: -   months 

Institution

Pastoral Social Caritas Ambato Rocafuerte y Lalama Centro Social San Vicente de Paul (3º piso)Ambato, Tungurahua
Data approved: 2010-11-08
Data version: 1
Age of data: 175 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.sisdo.org/
Year established1991
Head of InstitutionJames N. Mwai
Regions active0
# Branches16

Total Portfolio (nat'l)KES 241,356,768
Total Portfolio (USD)USD 2,914,936.81
Active clients with loans9,804
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.psambato.org/
Year established1997
Head of InstitutionP. Rodrigo Altamirano
Regions active
# Branches1

Total Portfolio (nat'l)USD 2,771,063.27
Total Portfolio (USD)USD 2,771,063.27
Active clients with loans5,692
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Loan Products » Summary

173 Borrowers
USD 34,668.82 Portfolio
681 Borrowers
USD 557,055.03 Portfolio
885 Borrowers
USD 151,236.33 Portfolio
7,139 Borrowers
USD 1,596,996.61 Portfolio
202 Borrowers
USD 20,875.19 Portfolio
2,156 Borrowers
USD 444,858.02 Portfolio
32 Borrowers
USD 83,607.56 Portfolio
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

5,692 Borrowers
USD 2,771,063.27 Portfolio

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Asset Financing Loan KES 20,000 - 50,000 3 - 12 40% - 60% 40% - 60% Business, Housing Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Daraja Loan KES 50,000 - 100,000 3 - 12 40% - 60% 0% - 20% Business, Only working capital Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Health Insurance - optional
Farm Inputs Loan KES 5,000 - 50,000 3 - 12 40% - 60% 0% - 20% Business Women, Men, Must be a farmer Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Inua Loan KES 5,000 - 50,000 3 - 12 40% - 60% 20% - 40% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Health insurance - optional
School Fees Loan KES 3,000 - 50,000 3 - 12 60% - 80% 40% - 60% Education Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Zero Grazing Loan KES 10,000 - 50,000 3 - 18 40% - 60% 20% - 40% Agriculture, Improvement to shed, purchase of cow, chaff-cutter Women, Men, Farmers only Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Health insurance - optional

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Banco Comunal USD 50 - 9,200 6 - 12 80% - 100% 40% - 60% Any Purpose Women, Men, Have business Group Mtgs, Credit Ins, Other Training, Capacitacion en valores y formacion humana, Capacitacion en salud y estilos de vida, Si existe el fallecimiento de una socia durante el ciclo, la deuda es condonada

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Financing Loan 15.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A
Daraja Loan 18.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 250.00 ongoing #N/A #N/A N/A
Farm Inputs Loan 18.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A
Inua Loan 18.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A
School Fees Loan 12.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 50.00 ongoing #N/A #N/A N/A
Zero Grazing Loan 18.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Banco Comunal 24.0% annual, Decl Bal 0 Fees 0 None 10.0% upfront 2.00% ongoing 24.3% 24.3% - 31.7% 81

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Financing Loan 15.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A
Daraja Loan 18.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 250.00 ongoing #N/A #N/A N/A
Farm Inputs Loan 18.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A
Inua Loan 18.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A
School Fees Loan 12.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 50.00 ongoing #N/A #N/A N/A
Zero Grazing Loan 18.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Banco Comunal 24.0% annual, Decl Bal 0 Fees 0 None 10.0% upfront 2.00% ongoing 24.3% 24.3% - 31.7% 81
Institution Price Graph
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeAnyLoan PurposePS AmbatoInstitutionEC-032-V01-P01ProductECCountry2010YearRange Number1Institution Data Version02,0004,0006,0008,00010,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 1,4001,00070030040Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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