Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.sisdo.org/ |
Year established | 1991 |
Head of Institution | James N. Mwai |
Regions active | 0 |
# Branches | 16 |
Total Portfolio (nat'l) | KES 241,356,768 |
Total Portfolio (USD) | USD 2,914,936.81 |
Active clients with loans | 9,804 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.sungi.org |
Year established | 1990 |
Head of Institution | Sajid Qaisrani |
Regions active | Azad Kashmir, Khyber Pakhtunkwa |
# Branches | 4 |
Total Portfolio (nat'l) | PKR 81,149,780 |
Total Portfolio (USD) | USD 828,058.98 |
Active clients with loans | 10,128 |
Approximate % female clients | 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Pakistan Microfinance Network (PMN) |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Financing Loan | KES 20,000 - 50,000 | 3 - 12 | 40% - 60% | 40% - 60% | Business, Housing | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Daraja Loan | KES 50,000 - 100,000 | 3 - 12 | 40% - 60% | 0% - 20% | Business, Only working capital | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Health Insurance - optional | |||||||
Farm Inputs Loan | KES 5,000 - 50,000 | 3 - 12 | 40% - 60% | 0% - 20% | Business | Women, Men, Must be a farmer | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Inua Loan | KES 5,000 - 50,000 | 3 - 12 | 40% - 60% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Health insurance - optional | |||||||
School Fees Loan | KES 3,000 - 50,000 | 3 - 12 | 60% - 80% | 40% - 60% | Education | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Zero Grazing Loan | KES 10,000 - 50,000 | 3 - 18 | 40% - 60% | 20% - 40% | Agriculture, Improvement to shed, purchase of cow, chaff-cutter | Women, Men, Farmers only | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Health insurance - optional |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
General Loan | PKR 10,000 - 15,000 | 12 - 18 | 100% | 0% - 20% | Business, Agriculture | Women, Specific age group | Credit Educ, Group Mtgs, Business Training, Micro health insurance-life insurance | |||||||
Enterprise Development Loan First | PKR 20,000 - 29,000 | 12 - 18 | 100% | 0% - 20% | Business, Agriculture | Women, Men, Specific age group, Must be the resident of the specified village | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Murabaha loan Awal | PKR 5,000 - 30,000 | 12 - 18 | 100% | 0% - 20% | Business | Women, Specific age group, Must be resident of the village | Credit Educ, Group Mtgs, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Financing Loan | 15.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 100.00 ongoing | #N/A | #N/A | N/A | ||||||||
Daraja Loan | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 250.00 ongoing | #N/A | #N/A | N/A | ||||||||
Farm Inputs Loan | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 100.00 ongoing | #N/A | #N/A | N/A | ||||||||
Inua Loan | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 100.00 ongoing | #N/A | #N/A | N/A | ||||||||
School Fees Loan | 12.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 50.00 ongoing | #N/A | #N/A | N/A | ||||||||
Zero Grazing Loan | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 100.00 ongoing | #N/A | #N/A | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
General Loan | 20.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 34.4% | 34.4% | N/A | ||||||||
Enterprise Development Loan First | 20.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 34.4% - 34.5% | 34.4% - 34.5% | N/A | ||||||||
Murabaha loan Awal | 20.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 34.4% - 34.5% | 34.4% - 34.5% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Financing Loan | 15.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 100.00 ongoing | #N/A | #N/A | N/A | ||||||||
Daraja Loan | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 250.00 ongoing | #N/A | #N/A | N/A | ||||||||
Farm Inputs Loan | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 100.00 ongoing | #N/A | #N/A | N/A | ||||||||
Inua Loan | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 100.00 ongoing | #N/A | #N/A | N/A | ||||||||
School Fees Loan | 12.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 50.00 ongoing | #N/A | #N/A | N/A | ||||||||
Zero Grazing Loan | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 100.00 ongoing | #N/A | #N/A | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
General Loan | 20.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 34.4% | 34.4% | N/A | ||||||||
Enterprise Development Loan First | 20.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 34.4% - 34.5% | 34.4% - 34.5% | N/A | ||||||||
Murabaha loan Awal | 20.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 34.4% - 34.5% | 34.4% - 34.5% | N/A |
Key Statistics | |
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Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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