Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.sisdo.org/ |
Year established | 1991 |
Head of Institution | James N. Mwai |
Regions active | 0 |
# Branches | 16 |
Total Portfolio (nat'l) | KES 241,356,768 |
Total Portfolio (USD) | USD 2,914,936.81 |
Active clients with loans | 9,804 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.amrdo.org |
Year established | 1998 |
Head of Institution | Mr. Abdul Jabbar Chhachhar |
Regions active | Sindh |
# Branches | 8 |
Total Portfolio (nat'l) | PKR 81,098,856 |
Total Portfolio (USD) | USD 827,539.35 |
Active clients with loans | 12,034 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | MON-PAK, NHN-Sindh Chapter, SMN-Sindh, FANSA-Pakistan Chapter |
Funders | Pakistan Povery Alleviation Fund-PPAF/Orix Leasing Pakistan, United Nations Development Program-UNDP, Aurat Foundation-USAID, OPP-OCT/RTI-MISEROR |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Financing Loan | KES 20,000 - 50,000 | 3 - 12 | 40% - 60% | 40% - 60% | Business, Housing | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Daraja Loan | KES 50,000 - 100,000 | 3 - 12 | 40% - 60% | 0% - 20% | Business, Only working capital | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Health Insurance - optional | |||||||
Farm Inputs Loan | KES 5,000 - 50,000 | 3 - 12 | 40% - 60% | 0% - 20% | Business | Women, Men, Must be a farmer | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Inua Loan | KES 5,000 - 50,000 | 3 - 12 | 40% - 60% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Health insurance - optional | |||||||
School Fees Loan | KES 3,000 - 50,000 | 3 - 12 | 60% - 80% | 40% - 60% | Education | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Zero Grazing Loan | KES 10,000 - 50,000 | 3 - 18 | 40% - 60% | 20% - 40% | Agriculture, Improvement to shed, purchase of cow, chaff-cutter | Women, Men, Farmers only | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Health insurance - optional |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
MC Enterprise | PKR 3,000 - 75,000 | 12 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Group Mtgs | |||||||
PSLW | PKR 100,000 - 300,000 | 18 - 24 | 0% - 20% | 0% - 20% | Business | Women, Men, Have business | ||||||||
Livestock and Agriculture | PKR 3,000 - 75,000 | 6 - 12 | 40% - 60% | 80% - 100% | Agriculture, Livestock | Women, Men, Have home or land | Group Mtgs |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Financing Loan | 15.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 100.00 ongoing | #N/A | #N/A | N/A | ||||||||
Daraja Loan | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 250.00 ongoing | #N/A | #N/A | N/A | ||||||||
Farm Inputs Loan | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 100.00 ongoing | #N/A | #N/A | N/A | ||||||||
Inua Loan | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 100.00 ongoing | #N/A | #N/A | N/A | ||||||||
School Fees Loan | 12.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 50.00 ongoing | #N/A | #N/A | N/A | ||||||||
Zero Grazing Loan | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront 100.00 ongoing | #N/A | #N/A | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
MC Enterprise | 22.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 50.2% - 51.1% | 50.2% - 51.1% | N/A | ||||||||
PSLW | 22.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 33.3% - 33.6% | 33.3% - 33.6% | N/A | ||||||||
Livestock and Agriculture | 22.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 33.4% - 48.7% | 33.4% - 48.7% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asset Financing Loan | 15.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 100.00 ongoing | #N/A | #N/A | N/A | ||||||||
Daraja Loan | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 250.00 ongoing | #N/A | #N/A | N/A | ||||||||
Farm Inputs Loan | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 100.00 ongoing | #N/A | #N/A | N/A | ||||||||
Inua Loan | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 100.00 ongoing | #N/A | #N/A | N/A | ||||||||
School Fees Loan | 12.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 50.00 ongoing | #N/A | #N/A | N/A | ||||||||
Zero Grazing Loan | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront 100.00 ongoing | #N/A | #N/A | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
MC Enterprise | 22.0% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | 50.2% - 51.1% | 50.2% - 51.1% | N/A | ||||||||
PSLW | 22.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 33.3% - 33.6% | 33.3% - 33.6% | N/A | ||||||||
Livestock and Agriculture | 22.0% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | 33.4% - 48.7% | 33.4% - 48.7% | N/A |
Key Statistics | |
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% Products using declining balance | |
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% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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