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Institution

Data approved: 2010-09-14
Data version: 1
Age of data: -   months 

Institution

Ad Jesum Development Foundation, Inc. Clergy House CompoundMadangMati City, Davao Oriental/Region XI8200
Data approved: 2011-11-15
Data version: 1
Age of data: 163 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.sisdo.org/
Year established1991
Head of InstitutionJames N. Mwai
Regions active0
# Branches16

Total Portfolio (nat'l)KES 241,356,768
Total Portfolio (USD)USD 2,914,936.81
Active clients with loans9,804
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://adjesum.multiply.com/
Year established1997
Head of InstitutionSr. Bernadette R. Dollete, CSJ
Regions active
# Branches9

Total Portfolio (nat'l)PhP 76,253,793
Total Portfolio (USD)USD 1,824,253.42
Active clients with loans9,525
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsPeople's Credit and Finance Corporation (PCFC), National Livelihood Development Corporation (NLDC), PinoyME Foundation, Responsible Investment for Solidarity Empowerment
FundersCatholic Relief Services

Loan Products » Summary

173 Borrowers
USD 34,668.82 Portfolio
681 Borrowers
USD 557,055.03 Portfolio
885 Borrowers
USD 151,236.33 Portfolio
7,139 Borrowers
USD 1,596,996.61 Portfolio
202 Borrowers
USD 20,875.19 Portfolio
2,156 Borrowers
USD 444,858.02 Portfolio
32 Borrowers
USD 83,607.56 Portfolio
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

120 Borrowers
USD 64,320.74 Portfolio
221 Borrowers
USD 3,789.31 Portfolio
11,000 Borrowers
USD 461,158.13 Portfolio
276 Borrowers
USD 8,752.51 Portfolio
300 Borrowers
USD 265,383.21 Portfolio
1,200 Borrowers
USD 81,471.36 Portfolio

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Asset Financing Loan KES 20,000 - 50,000 3 - 12 40% - 60% 40% - 60% Business, Housing Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Daraja Loan KES 50,000 - 100,000 3 - 12 40% - 60% 0% - 20% Business, Only working capital Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Health Insurance - optional
Farm Inputs Loan KES 5,000 - 50,000 3 - 12 40% - 60% 0% - 20% Business Women, Men, Must be a farmer Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Inua Loan KES 5,000 - 50,000 3 - 12 40% - 60% 20% - 40% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Health insurance - optional
School Fees Loan KES 3,000 - 50,000 3 - 12 60% - 80% 40% - 60% Education Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Zero Grazing Loan KES 10,000 - 50,000 3 - 18 40% - 60% 20% - 40% Agriculture, Improvement to shed, purchase of cow, chaff-cutter Women, Men, Farmers only Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Health insurance - optional

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Asset Acquisition - Land PHP 40,000 - 70,000 36 80% - 100% 20% - 40% Housing Women, Men Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training
Educational Loan PHP 3,000 - 5,000 6 80% - 100% 0% - 20% Education Women, Men Credit Educ, Group Mtgs, Credit Ins, Business Training
Grameen I or Regular Loan PHP 3,000 - 60,000 6 - 12 80% - 100% 0% - 20% Any Purpose Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
House Repair Loan PHP 3,000 - 5,000 6 80% - 100% 20% - 40% Housing Women, Men, Have home or land Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
Micro-Agri Loan PHP 5,000 - 70,000 6 - 12 60% - 80% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits
Multi Purpose Loan PHP 5,000 - 15,000 6 - 12 80% - 100% 20% - 40% Any Purpose Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Financing Loan 15.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A
Daraja Loan 18.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 250.00 ongoing #N/A #N/A N/A
Farm Inputs Loan 18.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A
Inua Loan 18.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A
School Fees Loan 12.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 50.00 ongoing #N/A #N/A N/A
Zero Grazing Loan 18.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Acquisition - Land 10.0% annual, Flat 1 Fee 2 Ins None N/A 73.8% 78.7% 13
Educational Loan 0.0% annual, Flat 1 Fee 2 Ins None N/A 12.3% 125% 0
Grameen I or Regular Loan 36.0% annual, Flat 1 Fee 2 Ins 1.00% loan amt 5.0% upfront 8.00-20.00 ongoing 73.8% - 81.8% 87% - 224% 31
House Repair Loan 12.0% annual, Flat 1 Fee 2 Ins None N/A 23.6% 174.9% 7
Micro-Agri Loan 36.0% annual, Flat 1 Fee 1 Ins None N/A 42.9% - 43.7% 44.4% - 56.4% 74
Multi Purpose Loan 36.0% annual, Flat 1 Fee 2 Ins None 5.0% upfront 20.00 ongoing 73.8% 102.6% - 139.1% 30

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Financing Loan 15.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A
Daraja Loan 18.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 250.00 ongoing #N/A #N/A N/A
Farm Inputs Loan 18.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A
Inua Loan 18.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A
School Fees Loan 12.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 50.00 ongoing #N/A #N/A N/A
Zero Grazing Loan 18.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 100.00 ongoing #N/A #N/A N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Acquisition - Land 10.0% annual, Flat 1 Fee 2 Ins Ins None N/A 73.8% 78.7% 13
Educational Loan 0.0% annual, Flat 1 Fee 2 Ins Ins None N/A 12.3% 125% 0
Grameen I or Regular Loan 36.0% annual, Flat 1 Fee 2 Ins Ins 1.00% loan amt 5.0% upfront 8.00-20.00 ongoing 73.8% - 81.8% 87% - 224% 31
House Repair Loan 12.0% annual, Flat 1 Fee 2 Ins Ins None N/A 23.6% 174.9% 7
Micro-Agri Loan 36.0% annual, Flat 1 Fee 1 Ins Ins None N/A 42.9% - 43.7% 44.4% - 56.4% 74
Multi Purpose Loan 36.0% annual, Flat 1 Fee 2 Ins Ins None 5.0% upfront 20.00 ongoing 73.8% 102.6% - 139.1% 30
Institution Price Graph
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeAnyEducationHousingMultipleLoan PurposeAJDFIInstitutionPH-003-V01-P01PH-003-V01-P02PH-003-V01-P03PH-003-V01-P04PH-003-V01-P05PH-003-V01-P06ProductPHCountry2011YearRange Number1Institution Data Version010,00020,00030,00040,00050,00060,000Loan Size (all)0%50%100%150%200%Full APR (int fee ins tax dep)> 3,3002,4001,60080090Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
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# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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