| Outstanding portfolio (KES) | KES 4,637,736.35 |
| Portfolio (USD) | USD 56,011.31 |
| Active Clients with Loans | 32 |
| Approximate % Female Clients | 40% - 60% |
| Approximate % Urban Clients | 40% - 60% |
| Any purpose | x |
| Income generation | |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Men | x |
| Women | x |
| Must run a business | |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | x |
| Other | |
| Other (2) |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.interactuar.org.co/ |
| Year established | 1983 |
| Head of Institution | Rafael Arango Fonnegra |
| Regions active | |
| # Branches | 12 |
| Total Portfolio (nat'l) | COP 175,100,000,000 |
| Total Portfolio (USD) | USD 96,208,655.71 |
| Active clients with loans | 30,270 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | Asomicrofinanzas |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| MICROEMPRESARIALES EN EL MUNICIPIO DE PIEDECUESTA | COP 12,800,001 - 40,000,000 | 4 - 48 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | ||||||||
| Microcrédito | COP 300,000 - 12,800,000 | 4 - 24 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | ||||||||
| Créditos superiores | COP 12,800,001 - 40,000,000 | 4 - 48 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business, Have home or land | ||||||||
| Servicios Desarrollo Empresarial | COP 100,000 - 700,000 | 2 - 12 | 40% - 60% | 60% - 80% | Business, Education | Women, Men, Ninguno | Credit Educ, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| MICROEMPRESARIALES EN EL MUNICIPIO DE PIEDECUESTA | 21.0%-27.0% annual, Decl Bal | 2 Fees | 3 Ins | None | N/A | 27.1% - 27.5% | 27.8% - 29.9% | 73 | ||||||||
| Microcrédito | 29.0%-31.6% annual, Decl Bal | 2 Fees | 2 Ins | None | N/A | 36.6% - 36.9% | 37.8% - 39.3% | 75 | ||||||||
| Créditos superiores | 29.0%-31.6% annual, Decl Bal | 2 Fees | 2 Ins | None | N/A | 30.9% - 32.5% | 32.8% - 34.7% | 86 | ||||||||
| Servicios Desarrollo Empresarial | 21.0%-27.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 22.4% - 22.6% | 22.9% - 23.2% | 91 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
