| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Action | 0 | 0 | 0 | 146 |
| Adok Timo | 4,200 | 570,000 | 4 | 177 |
| BIMAS | 11,100 | 4,679,000 | 7 | 146 |
| ECLOF Kenya | 20,500 | 5,455,000 | 8 | 146 |
| Equity Bank | 135,500 | 94,746,000 | 9 | 146 |
| Family Bank | 43,200 | 90,700,000 | 5 | 177 |
| Jamii Bora | 2,400 | 3,374,000 | 4 | 146 |
| Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 146 |
| KADET | 12,900 | 5,402,000 | 4 | 146 |
| K-Rep | 0 | 0 | 0 | 146 |
| K-Rep Bank | 65,000 | 28,743,000 | 4 | 177 |
| KWFT DTM | 294,600 | 165,982,000 | 6 | 146 |
| LKL | 13,100 | 9,311,000 | 10 | 138 |
| MKL | 18,200 | 5,989,000 | 6 | 122 |
| Opportunity Kenya | 9,100 | 4,866,000 | 5 | 146 |
| PAWDEP | 40,900 | 7,133,000 | 2 | 146 |
| RAFODE | 2,900 | 356,000 | 1 | 146 |
| SISDO | 7,300 | 3,657,000 | 11 | 146 |
| Yehu | 14,000 | 3,149,000 | 11 | 146 |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.seda.or.tz |
| Year established | 1996 |
| Head of Institution | Adriam Merryman |
| Regions active | Dodoma, Kilimanjaro, Mwanza, Shinyanga |
| # Branches | 12 |
| Total Portfolio (nat'l) | TZS 12,569,084,427 |
| Total Portfolio (USD) | USD 7,905,084.55 |
| Active clients with loans | 34,390 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Biashara | TZS 50,000 - 10,000,000 | 6 - 12 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business, Have home or land, Specific age group | Other Training | |||||||
| Kitita | TZS 1,000,000 - 10,000,000 | 3 - 12 | 20% - 40% | 100% | Business, Other | Women, Men, Have business, Have home or land, Specific age group | ||||||||
| Jiendeleze | TZS 500,000 - 5,000,000 | 3 - 12 | 40% - 60% | 100% | Business | Women, Men, Have business, Have home or land | Other Training | |||||||
| Mkombozi | TZS 50,000 - 1,000,000 | 6 - 8 | 40% - 60% | 0% | Agriculture | Women, Men, Have home or land | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Biashara | 36.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 64.8% - 66.5% | 78.9% - 81.1% | 45 | ||||||||
| Kitita | 30.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 52% - 52.4% | 64.2% - 66% | 46 | ||||||||
| Jiendeleze | 30.0% annual, Flat | 1 Fee | 1 Ins | None | 20.0% upfront | 56% - 57.1% | 89.9% - 94.8% | 32 | ||||||||
| Mkombozi | 60.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 59.6% - 69.8% | 69.9% - 81.9% | 80 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
