Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.microloanfoundation.org.uk/Home |
Year established | 2002 |
Head of Institution | Peter Matumbo |
Regions active | Dowa, Kasungu, Lilongwe, Mchinji, Nkhotakota, Ntcheu, Ntchisi, SalimaKaronga, Mzimba, Nkhata Bay, Rumphi, Balaka, Blantyre, Chikwawa, MachingaMangochi, Mulanje |
# Branches | 20 |
Total Portfolio (nat'l) | MWK 662,269,793 |
Total Portfolio (USD) | USD 1,698,127.67 |
Active clients with loans | 24,364 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | MAMN |
Funders | Microloan Foundation, UK |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.tpc.com.kh/ |
Year established | 2002 |
Head of Institution | Mrs. Nurhayrah Sadava |
Regions active | Banteay Meanchey, Battambang, Kampong Cham, Kampong Speu, Kampot, KandalKratié, Oddar Meancheay, Phnom Penh, Prey VengSiem Reap, Svay Rieng, Takéo |
# Branches | 39 |
Total Portfolio (nat'l) | KHR 208,030,000,000 |
Total Portfolio (USD) | USD 52,665,822.78 |
Active clients with loans | 122,012 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0 |
Network affiliations | |
Funders | Developing World Market (DWM) |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bridging Loan | MWK 65,000 - 180,000 | 6 - 10 | 80% - 100% | 0% - 20% | Business | Women, Have business | Group Mtgs, Tech Asst Visits, Business Training, Other Training, Group Dynamics | |||||||
Irrigation Loan | MWK 18,000 - 80,000 | 3 - 7 | 80% - 100% | 0% - 20% | Business | Women, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Group Dynamics | |||||||
Standard Loan | MWK 18,000 - 80,000 | 4 | 80% - 100% | 0% - 20% | Business | Women, Have business, Specific age group | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Group Dyanamics |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan (KHR) | KHR 800,000 - 20,000,000 | 3 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Individual Loan (USD) | USD 200 - 5,000 | 3 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Individual Loan - Seasonal (KHR) | KHR 800,000 - 20,000,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Individual Loan - Seasonal (USD) | USD 200 - 5,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Individual Loan (THB) | THB 8,000 - 200,000 | 3 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Individual Loan - Seasonal (THB) | THB 8,000 - 200,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Solidarity Group Loan (THB) | THB 2,000 - 20,000 | 3 - 18 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Group Mtgs | |||||||
Solidarity Group Loan (KHR) | KHR 200,000 - 2,000,000 | 3 - 18 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Group Mtgs | |||||||
TP Loan End of Cycle (KHR) | KHR 100,000 - 1,800,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Group Mtgs | |||||||
TP Loan End of Cycle (THB) | THB 1,000 - 18,000 | 3 - 12 | 0% | 0% | Business | Women, Men, Have business, Have home or land | Group Mtgs | |||||||
TP Loan End Of Cycle (USD) | USD 25 - 450 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business | ||||||||
Solidarity Group Loan (USD) | USD 50 - 500 | 3 - 18 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business | ||||||||
Home Improvement Loan (USD) | USD 150 - 5,000 | 3 - 48 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bridging Loan | 48.00% annual, Flat | 0 Fees | 0 Ins | None | 20.00% upfront | 75.7% - 75.8% | 107.4% - 107.5% | 44 | ||||||||
Irrigation Loan | 57.00% annual, Flat | 0 Fees | 0 Ins | None | 10.00%-20.00% upfront | 36.2% - 60.4% | 45.9% - 83.7% | 83 | ||||||||
Standard Loan | 60.00% annual, Flat | 0 Fees | 0 Ins | None | 10.00%-20.00% upfront | 97.1% - 108.4% | 147.6% - 166.7% | 37 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan (KHR) | 30.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 30.2% - 36.4% | 30.2% - 36.4% | 90 | ||||||||
Individual Loan (USD) | 21.6%-30.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 21.8% - 31.1% | 21.8% - 31.1% | 81 | ||||||||
Individual Loan - Seasonal (KHR) | 30.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 32% - 36.7% | 32% - 36.7% | 87 | ||||||||
Individual Loan - Seasonal (USD) | 24.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 24.3% - 30.6% | 24.3% - 30.6% | 89 | ||||||||
Individual Loan (THB) | 30.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 30.2% - 34.6% | 30.2% - 34.6% | 93 | ||||||||
Individual Loan - Seasonal (THB) | 30.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 33% - 36.5% | 33% - 36.5% | 87 | ||||||||
Solidarity Group Loan (THB) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 33.6% - 34% | 33.6% - 34% | 95 | ||||||||
Solidarity Group Loan (KHR) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 34.9% - 35.1% | 34.9% - 35.1% | 92 | ||||||||
TP Loan End of Cycle (KHR) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 36% | 36% | 90 | ||||||||
TP Loan End of Cycle (THB) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 33.6% - 33.7% | 33.6% - 33.7% | 96 | ||||||||
TP Loan End Of Cycle (USD) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 36% - 37.1% | 36% - 37.1% | 89 | ||||||||
Solidarity Group Loan (USD) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 35.9% - 36% | 35.9% - 36% | 90 | ||||||||
Home Improvement Loan (USD) | 21.6%-30.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 21.8% - 31.7% | 21.8% - 31.7% | 87 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bridging Loan | 48.00% annual, Flat | 0 Fees | 0 Ins Ins | None | 20.00% upfront | 75.7% - 75.8% | 107.4% - 107.5% | 44 | ||||||||
Irrigation Loan | 57.00% annual, Flat | 0 Fees | 0 Ins Ins | None | 10.00%-20.00% upfront | 36.2% - 60.4% | 45.9% - 83.7% | 83 | ||||||||
Standard Loan | 60.00% annual, Flat | 0 Fees | 0 Ins Ins | None | 10.00%-20.00% upfront | 97.1% - 108.4% | 147.6% - 166.7% | 37 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan (KHR) | 30.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 30.2% - 36.4% | 30.2% - 36.4% | 90 | ||||||||
Individual Loan (USD) | 21.6%-30.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 21.8% - 31.1% | 21.8% - 31.1% | 81 | ||||||||
Individual Loan - Seasonal (KHR) | 30.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 32% - 36.7% | 32% - 36.7% | 87 | ||||||||
Individual Loan - Seasonal (USD) | 24.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 24.3% - 30.6% | 24.3% - 30.6% | 89 | ||||||||
Individual Loan (THB) | 30.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 30.2% - 34.6% | 30.2% - 34.6% | 93 | ||||||||
Individual Loan - Seasonal (THB) | 30.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 33% - 36.5% | 33% - 36.5% | 87 | ||||||||
Solidarity Group Loan (THB) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 33.6% - 34% | 33.6% - 34% | 95 | ||||||||
Solidarity Group Loan (KHR) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 34.9% - 35.1% | 34.9% - 35.1% | 92 | ||||||||
TP Loan End of Cycle (KHR) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 36% | 36% | 90 | ||||||||
TP Loan End of Cycle (THB) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 33.6% - 33.7% | 33.6% - 33.7% | 96 | ||||||||
TP Loan End Of Cycle (USD) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 36% - 37.1% | 36% - 37.1% | 89 | ||||||||
Solidarity Group Loan (USD) | 32.4%-42.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 35.9% - 36% | 35.9% - 36% | 90 | ||||||||
Home Improvement Loan (USD) | 21.6%-30.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 21.8% - 31.7% | 21.8% - 31.7% | 87 |
Key Statistics | |
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# Products | |
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Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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