Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.microloanfoundation.org.uk/Home |
Year established | 2002 |
Head of Institution | Peter Matumbo |
Regions active | Dowa, Kasungu, Lilongwe, Mchinji, Nkhotakota, Ntcheu, Ntchisi, SalimaKaronga, Mzimba, Nkhata Bay, Rumphi, Balaka, Blantyre, Chikwawa, MachingaMangochi, Mulanje |
# Branches | 20 |
Total Portfolio (nat'l) | MWK 662,269,793 |
Total Portfolio (USD) | USD 1,698,127.67 |
Active clients with loans | 24,364 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | MAMN |
Funders | Microloan Foundation, UK |
Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.tpc.com.kh/ |
Year established | 2002 |
Head of Institution | Michael Spingler |
Regions active | 0 |
# Branches | 27 |
Total Portfolio (nat'l) | KHR 83,022,799,891 |
Total Portfolio (USD) | USD 21,217,173.50 |
Active clients with loans | 90,280 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | |
Funders | Developing World Market (DWM), TPC-ESOP Co; Ltd. |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bridging Loan | MWK 65,000 - 180,000 | 6 - 10 | 80% - 100% | 0% - 20% | Business | Women, Have business | Group Mtgs, Tech Asst Visits, Business Training, Other Training, Group Dynamics | |||||||
Irrigation Loan | MWK 18,000 - 80,000 | 3 - 7 | 80% - 100% | 0% - 20% | Business | Women, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Group Dynamics | |||||||
Standard Loan | MWK 18,000 - 80,000 | 4 | 80% - 100% | 0% - 20% | Business | Women, Have business, Specific age group | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Group Dyanamics |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan (KHR) | KHR 800,000 - 20,000,000 | 3 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Individual Loan (USD) | USD 200 - 5,000 | 3 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Individual Loan - Seasonal (KHR) | KHR 800,000 - 20,000,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Individual Loan - Seasonal (USD) | USD 200 - 5,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Individual Loan (THB) | THB 8,000 - 200,000 | 3 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Solidarity Group Loan (THB) | THB 2,000 - 20,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Group Mtgs | |||||||
Solidarity Group Loan (KHR) | KHR 200,000 - 2,000,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Group Mtgs | |||||||
TP Loan End of Cycle (KHR) | KHR 100,000 - 1,000,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Group Mtgs | |||||||
TP Loan End of Cycle (THB) | THB 1,000 - 10,000 | 3 - 12 | 0% | 0% | Business | Women, Men, Have business, Have home or land | Group Mtgs | |||||||
Individual Loan - Seasonal (THB) | THB 8,000 - 200,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bridging Loan | 48.00% annual, Flat | 0 Fees | 0 Ins | None | 20.00% upfront | 75.7% - 75.8% | 107.4% - 107.5% | 44 | ||||||||
Irrigation Loan | 57.00% annual, Flat | 0 Fees | 0 Ins | None | 10.00%-20.00% upfront | 36.2% - 60.4% | 45.9% - 83.7% | 83 | ||||||||
Standard Loan | 60.00% annual, Flat | 0 Fees | 0 Ins | None | 10.00%-20.00% upfront | 97.1% - 108.4% | 147.6% - 166.7% | 37 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan (KHR) | 33.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Individual Loan (USD) | 24.0%-30.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Individual Loan - Seasonal (KHR) | 33.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Individual Loan - Seasonal (USD) | 24.0%-30.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Individual Loan (THB) | 33.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Solidarity Group Loan (THB) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Solidarity Group Loan (KHR) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
TP Loan End of Cycle (KHR) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
TP Loan End of Cycle (THB) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Individual Loan - Seasonal (THB) | 33.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bridging Loan | 48.00% annual, Flat | 0 Fees | 0 Ins Ins | None | 20.00% upfront | 75.7% - 75.8% | 107.4% - 107.5% | 44 | ||||||||
Irrigation Loan | 57.00% annual, Flat | 0 Fees | 0 Ins Ins | None | 10.00%-20.00% upfront | 36.2% - 60.4% | 45.9% - 83.7% | 83 | ||||||||
Standard Loan | 60.00% annual, Flat | 0 Fees | 0 Ins Ins | None | 10.00%-20.00% upfront | 97.1% - 108.4% | 147.6% - 166.7% | 37 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan (KHR) | 33.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Individual Loan (USD) | 24.0%-30.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Individual Loan - Seasonal (KHR) | 33.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Individual Loan - Seasonal (USD) | 24.0%-30.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Individual Loan (THB) | 33.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Solidarity Group Loan (THB) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Solidarity Group Loan (KHR) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
TP Loan End of Cycle (KHR) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
TP Loan End of Cycle (THB) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Individual Loan - Seasonal (THB) | 33.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | N/A |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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