Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.fondep.com |
Year established | 1996 |
Head of Institution | M. Driss Bennani |
Regions active | Tangier-Tétouan, East and the Rif, Fes-Meknes, Rabat-Sale-Kenitra, Beni Mellal-Khenifra, Settat-Casablanca, Marrakesh-Safi, Drâa-Tafilalt, Souss-Massa |
# Branches | 179 |
Total Portfolio (nat'l) | MAD 905,631,966 |
Total Portfolio (USD) | USD 106,544,937.20 |
Active clients with loans | 128,949 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Fédération Nationale des Associations de Microcrédit, Centre Mohammed VI de Soutien à la Microfinance Solidaire, Sanabel, The Smart Campaign |
Funders | Fond Jaïda, BEI, Banques locales marocaines, SFI |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.finca.org/ |
Year established | 1992 |
Head of Institution | Julius Omoding |
Regions active | Central, Eastern, Northern, Western, Southern |
# Branches | 27 |
Total Portfolio (nat'l) | UGX 69,190,692,605 |
Total Portfolio (USD) | USD 27,402,254.50 |
Active clients with loans | 56,372 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | FINCA International |
Funders | FINCA International, SEEP, Gates Foundation |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Attarwij | MAD 3,000 - 30,000 | 3 - 36 | 40% - 60% | 40% - 60% | Business, Agriculture | Women, Men, Have business | Credit Educ | |||||||
Attajir | MAD 30,000 - 50,000 | 6 - 48 | 20% - 40% | 40% - 60% | Business, Agriculture | Women, Men, Have business | Credit Educ | |||||||
Attadamoun | MAD 1,000 - 25,000 | 3 - 48 | 60% - 80% | 40% - 60% | Business, Agriculture | Women, Men, Have business | Credit Educ, Group Mtgs | |||||||
Aqar | MAD 10,000 - 30,000 | 9 - 30 | 60% - 80% | 80% - 100% | Housing | Women, Men, Have business, Have home or land, Fonctionnaires | Credit Educ | |||||||
Binaa | MAD 8,000 - 40,000 | 6 - 42 | 40% - 60% | 60% - 80% | Housing | Women, Men, Have business, Fonctionnaires | Credit Educ | |||||||
Islah | MAD 4,000 - 30,000 | 6 - 30 | 40% - 60% | 60% - 80% | Housing | Women, Men, Have business, Fonctionnaires | Credit Educ |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
FINCA Business Loan | UGX 500,000 - 200,000,000 | 3 - 36 | 20% - 40% | 80% - 100% | Business, Agriculture, Education | Women, Men, Have business, Specific age group | Credit Ins | |||||||
FINCA Small Group Loan | UGX 500,000 - 10,000,000 | 3 - 12 | 20% - 40% | 60% - 80% | Business, Agriculture, Education | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins | |||||||
FINCA Village Group Loan | UGX 50,000 - 10,000,000 | 4 - 8 | 40% - 60% | 20% - 40% | Business, Agriculture, Education | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins | |||||||
FINCA Agriculture Loan | UGX 100,000 - 60,000,000 | 3 - 36 | 40% - 60% | 20% - 40% | Business, Agriculture, Education | Women, Men, Individual farmers & farmers in cooperatives | Loan guarantee up to 50% by agribusiness initiative |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Attarwij | 34.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 37.3% - 44.6% | 37.3% - 44.6% | 83 | ||||||||
Attajir | 30.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 30.6% - 31.7% | 30.6% - 31.7% | 96 | ||||||||
Attadamoun | 34.5% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 38.1% - 42.5% | 38.1% - 42.5% | 85 | ||||||||
Aqar | 27.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 29.2% - 30.8% | 29.2% - 30.8% | 90 | ||||||||
Binaa | 28.5% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 30.3% - 30.6% | 30.3% - 30.6% | 93 | ||||||||
Islah | 28.5% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 31% - 34.7% | 31% - 34.7% | 85 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
FINCA Business Loan | 24.0%-36.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 32.2% - 36.1% | 33% - 37% | 68 | ||||||||
FINCA Small Group Loan | 68.8% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.0% upfront | 69.2% - 71.6% | 82.7% - 87.1% | 81 | ||||||||
FINCA Village Group Loan | 68.8% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.0% upfront 1.00% ongoing | 70% - 80.5% | 84.2% - 97.9% | 78 | ||||||||
FINCA Agriculture Loan | 42.0%-68.8% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 59.7% - 71.5% | 59.7% - 71.5% | 66 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Attarwij | 34.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 37.3% - 44.6% | 37.3% - 44.6% | 83 | ||||||||
Attajir | 30.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 30.6% - 31.7% | 30.6% - 31.7% | 96 | ||||||||
Attadamoun | 34.5% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 38.1% - 42.5% | 38.1% - 42.5% | 85 | ||||||||
Aqar | 27.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 29.2% - 30.8% | 29.2% - 30.8% | 90 | ||||||||
Binaa | 28.5% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 30.3% - 30.6% | 30.3% - 30.6% | 93 | ||||||||
Islah | 28.5% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 31% - 34.7% | 31% - 34.7% | 85 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
FINCA Business Loan | 24.0%-36.0% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 32.2% - 36.1% | 33% - 37% | 68 | ||||||||
FINCA Small Group Loan | 68.8% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 69.2% - 71.6% | 82.7% - 87.1% | 81 | ||||||||
FINCA Village Group Loan | 68.8% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.0% upfront 1.00% ongoing | 70% - 80.5% | 84.2% - 97.9% | 78 | ||||||||
FINCA Agriculture Loan | 42.0%-68.8% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 59.7% - 71.5% | 59.7% - 71.5% | 66 |
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Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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