| Outstanding portfolio (MZN) | MZN 14,335,960.56 |
| Portfolio (USD) | USD 424,140.85 |
| Active Clients with Loans | 275 |
| Approximate % Female Clients | 20% - 40% |
| Approximate % Urban Clients | 80% - 100% |
| Any purpose | |
| Income generation | x |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | x |
| Other | |
| Other (2) |
| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2009 |
| Head of Institution | Phyllis Ayetey |
| Regions active | 0 |
| # Branches | 0 |
| Total Portfolio (nat'l) | GHS 150,000 |
| Total Portfolio (USD) | USD 76,142.13 |
| Active clients with loans | 650 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | Credit Union Association (CUA), GHAMFIN |
| Funders | Christian Children's Fund of Canada |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | GHS 1,000 - 5,000 | 6 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Tech Asst Visits | |||||||
| Credit Union Loan | GHS 100 - 2,000 | 3 - 12 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men | Credit Ins | |||||||
| Micro-Enterprise Loan | GHS 100 - 1,000 | 6 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 40.00% annual, Flat | 1 Fee | 0 Ins | None | 25.00%- upfront | 0% | 0% | N/A | ||||||||
| Credit Union Loan | 36.00% annual, Decl Bal | 1 Fee | 0 Ins | None | 50.00%- upfront | 0% | 0% | N/A | ||||||||
| Micro-Enterprise Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | None | 35.00%- upfront | 0% | 0% | N/A |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
