| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2008 |
| Head of Institution | Claudien Nsengimana |
| Regions active | Maputo Capital, Maputo Province, Inhambane, Gaza, Manica, Tete |
| # Branches | 10 |
| Total Portfolio (nat'l) | MZN 62,320,291.50 |
| Total Portfolio (USD) | USD 1,843,795.61 |
| Active clients with loans | 6,526 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | AMOMIF, MIX |
| Funders | Partners Worldwide |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Grupo Comunitario | MZN 3,000 - 30,000 | 4 - 6 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Grupo Comunitario | 52.0% annual, Flat | 0 Fees | 0 | None | 10.0%-20.0% upfront | 71.3% - 82.2% | 83% - 105.8% | 55 |
| Outstanding portfolio (GHS) | GHS 456,320 |
| Portfolio (USD) | USD 231,634.52 |
| Active Clients with Loans | 725 |
| Approximate % Female Clients | |
| Approximate % Urban Clients |
| Any purpose | |
| Income generation | |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | x |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Men | x |
| Women | x |
| Must run a business | |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | x |
| Other | Must be a farmer |
| Other (2) |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
