Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2008 |
Head of Institution | Claudien Nsengimana |
Regions active | Maputo Capital, Maputo Province, Inhambane, Gaza, Manica, Tete |
# Branches | 10 |
Total Portfolio (nat'l) | MZN 62,320,291.50 |
Total Portfolio (USD) | USD 1,843,795.61 |
Active clients with loans | 6,526 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 60% - 80% |
Network affiliations | AMOMIF, MIX |
Funders | Partners Worldwide |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.kadet.co.ke/ |
Year established | 2001 |
Head of Institution | Peter K. Mugendi |
Regions active | 0 |
# Branches | 39 |
Total Portfolio (nat'l) | KES 592,197,422 |
Total Portfolio (USD) | USD 7,152,142.78 |
Active clients with loans | 18,551 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Grupo Comunitario | MZN 3,000 - 30,000 | 4 - 6 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | KES 5,000 - 1,000,000 | 3 - 24 | 40% - 60% | 60% - 80% | This is for agriculture related purposes only. | Women, Men | Credit Ins, Tech Asst Visits | |||||||
Business Loan | KES 3,000 - 3,000,000 | 3 - 12 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men, Have business | Credit Ins | |||||||
School Fees Loan | KES 5,000 - 50,000 | 3 - 12 | 60% - 80% | 40% - 60% | Education | Women, Men, Cheque given to the institution requiring the school fees | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Grupo Comunitario | 52.0% annual, Flat | 0 Fees | 0 | None | 10.0%-20.0% upfront | 71.3% - 82.2% | 83% - 105.8% | 55 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 19.5% annual, Flat | 2 Fees | 1 Ins | None | 20.0% upfront | 0% | 0% | N/A | ||||||||
Business Loan | 19.5% annual, Flat | 2 Fees | 1 Ins | None | 20.0% upfront | 0% | 0% | N/A | ||||||||
School Fees Loan | 0.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Grupo Comunitario | 52.0% annual, Flat | 0 Fees | 0 | None | 10.0%-20.0% upfront | 71.3% - 82.2% | 83% - 105.8% | 55 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 19.5% annual, Flat | 2 Fees | 1 Ins Ins | None | 20.0% upfront | 0% | 0% | N/A | ||||||||
Business Loan | 19.5% annual, Flat | 2 Fees | 1 Ins Ins | None | 20.0% upfront | 0% | 0% | N/A | ||||||||
School Fees Loan | 0.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0% upfront | 0% | 0% | N/A |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|