Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2008 |
Head of Institution | Claudien Nsengimana |
Regions active | Maputo Capital, Maputo Province, Inhambane, Gaza |
# Branches | 7 |
Total Portfolio (nat'l) | MZN 51,898,022.01 |
Total Portfolio (USD) | USD 1,707,171.78 |
Active clients with loans | 4,901 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 60% - 80% |
Network affiliations | AMOMIF, MIX |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1986 |
Head of Institution | Nantogma Issah Abdulai |
Regions active | |
# Branches | 6 |
Total Portfolio (nat'l) | GHS 927,856 |
Total Portfolio (USD) | USD 470,992.89 |
Active clients with loans | 8,970 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | ASSFIN, GHAMFIN |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Especial | MZN 10,000 - 60,000 | 4 - 6 | 40% - 60% | 60% - 80% | Business | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Grupo Comunitario | MZN 3,000 - 30,000 | 4 - 6 | 60% - 80% | 60% - 80% | Business | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Individual | MZN 20,000 - 500,000 | 2 - 12 | 20% - 40% | 80% - 100% | Business | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Tsembeka | MZN 3,000 - 15,000 | 4 - 6 | 60% - 80% | 40% - 60% | Business | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Pecuária (Criação de frangos de corte) | MZN 10,000 - 300,000 | 2 | 60% - 80% | 40% - 60% | Business | Women, Men | Tech Asst Visits |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | GHS 300 - 500 | 6 - 12 | 40% - 60% | 0% - 20% | Business, Farming | Women, Men, Must be in a group, must have a farm | Group Mtgs, Credit Ins, Other Training | |||||||
Agro-Processing Loan | GHS 100 - 2,100 | 6 - 12 | 80% - 100% | 0% - 20% | Business, for agro-processing activities | Women | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Trading Loan | GHS 100 - 1,200 | 12 | 80% - 100% | 20% - 40% | Business, petty trading | Women | Credit Educ, Group Mtgs, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Especial | 52.0% annual, Flat | 0 Fees | 0 Ins | None | 15.0%-30.0% upfront | 70.6% - 79.8% | 89.3% - 126.5% | 46 | ||||||||
Grupo Comunitario | 52.0% annual, Flat | 0 Fees | 0 Ins | None | 10.0%-20.0% upfront | 77.5% - 78.7% | 77.5% - 109% | 55 | ||||||||
Individual | 45.5% annual, Flat | 0 Fees | 0 Ins | None | 10.0%-15.0% upfront | 65.2% - 66.6% | 76.1% - 78.1% | 58 | ||||||||
Tsembeka | 32.5% annual, Flat | 0 Fees | 0 Ins | None | 10.0%-15.0% upfront | 48.8% - 50.2% | 50.2% - 59.4% | 58 | ||||||||
Pecuária (Criação de frangos de corte) | 24.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 26% - 39.8% | 26% - 39.8% | 77 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 20.00% annual, Flat | 0 Fees | 0 Ins | None | N/A | 29.8% - 30.1% | 29.8% - 30.1% | 66 | ||||||||
Agro-Processing Loan | 27.00%-30.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00% upfront | 44.4% - 57.6% | 52.1% - 68.6% | 45 | ||||||||
Trading Loan | 27.00%-30.00% annual, Flat | 2 Fees | 0 Ins | None | N/A | 51.2% - 60.8% | 51.2% - 60.8% | 47 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Especial | 52.0% annual, Flat | 0 Fees | 0 Ins Ins | None | 15.0%-30.0% upfront | 70.6% - 79.8% | 89.3% - 126.5% | 46 | ||||||||
Grupo Comunitario | 52.0% annual, Flat | 0 Fees | 0 Ins Ins | None | 10.0%-20.0% upfront | 77.5% - 78.7% | 77.5% - 109% | 55 | ||||||||
Individual | 45.5% annual, Flat | 0 Fees | 0 Ins Ins | None | 10.0%-15.0% upfront | 65.2% - 66.6% | 76.1% - 78.1% | 58 | ||||||||
Tsembeka | 32.5% annual, Flat | 0 Fees | 0 Ins Ins | None | 10.0%-15.0% upfront | 48.8% - 50.2% | 50.2% - 59.4% | 58 | ||||||||
Pecuária (Criação de frangos de corte) | 24.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 26% - 39.8% | 26% - 39.8% | 77 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 20.00% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 29.8% - 30.1% | 29.8% - 30.1% | 66 | ||||||||
Agro-Processing Loan | 27.00%-30.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.00% upfront | 44.4% - 57.6% | 52.1% - 68.6% | 45 | ||||||||
Trading Loan | 27.00%-30.00% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | 51.2% - 60.8% | 51.2% - 60.8% | 47 |
Key Statistics | |
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# Products | |
# Institutions | |
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Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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