Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2010 |
Head of Institution | Honorio Sebastiao Sumale |
Regions active | |
# Branches | 2 |
Total Portfolio (nat'l) | MZN 500,000 |
Total Portfolio (USD) | USD 16,447.37 |
Active clients with loans | 150 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0% - 20% |
Network affiliations | APHAMA, CELIM, Caritas |
Funders | CELIM, Caritas |
Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1997 |
Head of Institution | Guillermo P. Torres, Jr. |
Regions active | |
# Branches | 13 |
Total Portfolio (nat'l) | PhP 272,830,177 |
Total Portfolio (USD) | USD 6,527,037.73 |
Active clients with loans | 23,522 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito a Agricultura | MZN 3,000 - 4,000 | 4 - 12 | 60% - 80% | 0% - 20% | Any Purpose | Women, Men | Credit Educ, Credit Ins | |||||||
Credito ao Comercio | MZN 3,000 - 4,000 | 4 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men | Credit Educ, Group Mtgs |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
KUUP | PHP 3,000 - 50,000 | 3 - 12 | 80% - 100% | 60% - 80% | Business | Women | Group Mtgs | |||||||
PCFC | PHP 3,000 - 50,000 | 3 - 12 | 80% - 100% | 20% - 40% | Business | Women, Men | Group Mtgs |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito a Agricultura | 54.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 37.7% - 57.3% | 40.2% - 61% | 100 | ||||||||
Credito ao Comercio | 54.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 43.4% - 61% | 46.3% - 65% | 93 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
KUUP | 18.0%-24.0% annual, Flat | 1 Fee | 2 Ins | 5.25% loan amt | 5.0% upfront 5.00% ongoing | 53.1% - 98.3% | 128.4% - 178% | 12 | ||||||||
PCFC | 18.0%-30.0% annual, Flat | 1 Fee | 2 Ins | None | 5.0% upfront 0.38% ongoing | 64.2% - 125.3% | 136.8% - 190.3% | 11 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito a Agricultura | 54.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 37.7% - 57.3% | 40.2% - 61% | 100 | ||||||||
Credito ao Comercio | 54.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 43.4% - 61% | 46.3% - 65% | 93 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
KUUP | 18.0%-24.0% annual, Flat | 1 Fee | 2 Ins Ins | 5.25% loan amt | 5.0% upfront 5.00% ongoing | 53.1% - 98.3% | 128.4% - 178% | 12 | ||||||||
PCFC | 18.0%-30.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 5.0% upfront 0.38% ongoing | 64.2% - 125.3% | 136.8% - 190.3% | 11 |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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