| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | http://www.oportunity.org/ |
| Year established | 2005 |
| Head of Institution | Ian Campbell |
| Regions active | 0 |
| # Branches | 19 |
| Total Portfolio (nat'l) | MT 156,407,961.90 |
| Total Portfolio (USD) | USD 5,045,418.13 |
| Active clients with loans | 12,358 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | Opportunity International, AMOMIF |
| Funders | Opportunity International UK, CIDA, DFID, UE |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.k-rep.org/ |
| Year established | 1984 |
| Head of Institution | Mr Aleke Dondo |
| Regions active | |
| # Branches | 18 |
| Total Portfolio (nat'l) | 0 |
| Total Portfolio (USD) | 0 |
| Active clients with loans | 0 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credito Agricultura | MZN 1,512 - 13,485 | 2 - 12 | 40% - 60% | 0% - 20% | Business, Agriculture | Women, Men, Have business | Credit Educ, Group Mtgs | |||||||
| Credito Individual | MZN 5,000 - 103,093 | 4 - 12 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Ins | |||||||
| Credito Solidario | MZN 1,000 - 12,180 | 4 - 12 | 0% | 60% - 80% | Business | Women, Men, Have business |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credito Agricultura | 36.0% annual, Decl Bal | 1 Fee | 0 Ins | 1.00% loan amt | 15.0% upfront | 0% | 0% | N/A | ||||||||
| Credito Individual | 66.0% annual, Decl Bal | 1 Fee | 1 Ins | 1.00% loan amt | N/A | 0% | 0% | N/A | ||||||||
| Credito Solidario | 36.0% annual, Flat | 1 Fee | 0 Ins | 1.00% loan amt | 15.0% upfront | 0% | 0% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credito Agricultura | 36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | 1.00% loan amt | 15.0% upfront | 0% | 0% | N/A | ||||||||
| Credito Individual | 66.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 1.00% loan amt | N/A | 0% | 0% | N/A | ||||||||
| Credito Solidario | 36.0% annual, Flat | 1 Fee | 0 Ins Ins | 1.00% loan amt | 15.0% upfront | 0% | 0% | N/A |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
