Please note that the information you are viewing is
146 months old and may not represent the prices currently charged.
If you represent this MFI and wish to update your information,
click HERE
Institution
Data approved: 2012-01-21
Data version: 1
Age of data: - months
Description
Para pequeno comercio, consumo, pequenas industrias, servi?os
Any purpose Income generation x Mortgage/housing Consumer loan x Agriculture Education Other household finance Other Other (2)
Credit education Group meetings x Credit insurance x Workplace visits x Business training Other training Other Other (2) No other services
Men Women x Must run a business x Must own a home or land Must be a salaried worker x Must be specific age group Other 80% tem de ser mulher, tem de ser empres?rio ha pelo menos 6 meses ou ser salariado Other (2)
Portfolio Size by Product
Geographic Coverage
# Regions for this institution N/A # Regions for this product N/A Regions Active
Loan Conditions
Currency MZN Minimum loan size MZN 640 Maximum loan size 50,000
Shortest loan term 2.0 months Longest loan term 6.0 months Approx average 4.0 months
Loans 3 months or less N/A Between 4 and 6 months N/A Between 7 and 9 months N/A Between 10 and 12 months N/A Between 13 and 18 months N/A Longer than 18 months N/A
Daily Weekly Every 2 weeks x Every 4 weeks Monthly x Every 2 months Quarterly Every 6 months Every 12 months Single end payment Irregular payments
Pricing Information
Interest
Lowest quoted nominal interest 5.00% Highest quoted nominal interest 5.00% Interest rate period Monthly Interest Rate Calculation Method Flat Subsidized by funder request? No Is rate fixed for entire loan term Yes
Upfront Fees Fee 1 Description Taxa Administrativa % of loan amount - min 0 % of loan amount - max 0 OR, Fixed amount - min 25 Fixed amount - max 25 Reason for variation Appears on Repayment Sched? No
Ongoing Fees This product has no ongoing fees Upfront Insurance Fees Ins 1 Description Em caso de morte, para o credito n?·o ficar mal parado % of loan amount - min 1.00% % of loan amount - max 1.00% OR, Fixed amount - min 0 Fixed amount - max 0 Reason for variation N/A Appears on Repayment Sched? No
Ongoing Insurance Fees This product has no ongoing insurance fees
Required for All Criteria N/A Is deposit indicated on the repayment schedule? Yes Do borrowers control deposit in their group? Yes
Deposit BEFORE or AT Disbursement
Deposits DURING period payments
% loan amount deposited 10.00% or, Fixed-amount deposited 0 Conditions on access to deposit
Interest Paid on Deposit
Minimum interest rate paid 0 Maximum interest rate paid 0 Interest payment frequency N/A
Taxes
Are taxes charged on this product? No
Additional Comments
A condi??·o para ir crescendo gradualmente e que tenha pago emprestimo anterior sem falha, e que o neg?cio tenha crescido. A pessoa ent?·o pode candidatar a aumento de 5%
Credito Geral Price Graphs
0 100 Pricing Transparency Index Regulated Inst. Not Regulated Inst. NGO Institution Type Multiple Loan Purpose FDM Institution MZ-009-V01-P02 Product MZ Country 2012 Year Range Number 1 Institution Data Version 0 5,000 10,000 15,000 20,000 Loan Size (all) Full APR (int fee ins tax dep) > 500 200 30 Number of Borrowers* * Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
