Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2004 |
Head of Institution | Ana Maria da C. Salvador |
Regions active | 0 |
# Branches | 3 |
Total Portfolio (nat'l) | MZN 22,656,194 |
Total Portfolio (USD) | USD 730,844.97 |
Active clients with loans | 3,804 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | MIX Market, AMOMIF, AFRACA |
Funders | FARE-Fundo de Apoio a Rehabilitacao Economica, UNCDF, Caixa Catalunya, BIM |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 2006 |
Head of Institution | Magnus Amoa-Bosompem |
Regions active | 0 |
# Branches | 0 |
Total Portfolio (nat'l) | GHS 519,300 |
Total Portfolio (USD) | USD 346,200 |
Active clients with loans | 1,514 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Association of Financial NGOs, Ghana Micro Finance Institutions Network |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito Agricultura | MZN 2,500 - 50,000 | 2 - 6 | 80% - 100% | 0% - 20% | Agriculture | Women, Men, Have business, Tem de ser agricultor/avicultor desde min 6 meses, 80% tem de ser mulher | Group Mtgs, Tech Asst Visits | |||||||
Credito Geral | MZN 640 - 50,000 | 2 - 6 | 80% - 100% | 0% - 20% | Business, Consumer | Women, Have business, Salaried worker, 80% tem de ser mulher, tem de ser empres?rio ha pelo menos 6 meses ou ser salariado | Group Mtgs, Credit Ins, Tech Asst Visits | |||||||
Credito Jovem | MZN 2,500 - 20,000 | 2 - 6 | 80% - 100% | 0% - 20% | Any Purpose | Women, Men, Specific age group, Pode n?·o ter experi?ncia , Idade 18-30 anos | Credit Educ, Group Mtgs |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Production Credit | GHS 1,000 - 1,000 | 8 - 12 | 60% - 80% | 0% - 20% | ||||||||||
Apprenticeship Start-up Credit Program | 0 | 0 | 80% - 100% | 40% - 60% | ||||||||||
Efficient Energy Credit Program | GHS 200 - 1,000 | 3 - 6 | 80% - 100% | 0% - 20% | ||||||||||
Micro Enterprise Development | GHS 100 - 3,000 | 6 - 12 | 80% - 100% | 40% - 60% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito Agricultura | 42.0% annual, Flat | 1 Fee | 1 Ins | None | 10.00% ongoing | 0% | 0% | N/A | ||||||||
Credito Geral | 60.0% annual, Flat | 1 Fee | 1 Ins | None | 10.00% ongoing | 0% | 0% | N/A | ||||||||
Credito Jovem | 42.0% annual, Flat | 1 Fee | 1 Ins | None | 10.00% ongoing | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Production Credit | 30.00%-0.00% annual, Decl Bal | 2 Fees | 0 Ins | N/A | 18.6% - 29.4% | 18.6% - 29.4% | 100 | |||||||||
Apprenticeship Start-up Credit Program | 0.00% annual, 0 | 0 Fees | 0 Ins | 55.1% - 59.5% | 55.1% - 59.5% | |||||||||||
Efficient Energy Credit Program | 36.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins | N/A | 61.2% | 61.2% | 58 | |||||||||
Micro Enterprise Development | 36.00%-0.00% annual, Flat | 1 Fee | 1 Ins | N/A | 61.2% - 64.8% | 64.6% - 68.4% | 54 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito Agricultura | 42.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.00% ongoing | 0% | 0% | N/A | ||||||||
Credito Geral | 60.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.00% ongoing | 0% | 0% | N/A | ||||||||
Credito Jovem | 42.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.00% ongoing | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Production Credit | 30.00%-0.00% annual, Decl Bal | 2 Fees | 0 Ins Ins | N/A | 18.6% - 29.4% | 18.6% - 29.4% | 100 | |||||||||
Apprenticeship Start-up Credit Program | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 55.1% - 59.5% | 55.1% - 59.5% | |||||||||||
Efficient Energy Credit Program | 36.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins Ins | N/A | 61.2% | 61.2% | 58 | |||||||||
Micro Enterprise Development | 36.00%-0.00% annual, Flat | 1 Fee | 1 Ins Ins | N/A | 61.2% - 64.8% | 64.6% - 68.4% | 54 |
Key Statistics | |
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% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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