2. FDM
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  2. CRAN
Please note that the information you are viewing is 145 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fundo de Desenvolvimento da Mulher Estrada Nacional Numero 1 Fidel CastroXai-Xai, Gaza
Data approved: 2012-01-21
Data version: 1
Age of data: -   months 
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Institution

CRAN Microfinance Head OfficeCape Coast, CentralP.O. Box UC 97
Data approved: 2013-02-18
Data version: 2
Age of data: 145 months
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established2004
Head of InstitutionAna Maria da C. Salvador
Regions active0
# Branches3

Total Portfolio (nat'l)MZN 22,656,194
Total Portfolio (USD)USD 730,844.97
Active clients with loans3,804
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsMIX Market, AMOMIF, AFRACA
FundersFARE-Fundo de Apoio a Rehabilitacao Economica, UNCDF, Caixa Catalunya, BIM

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.cranmicrofinance.org
Year established1993
Head of InstitutionDr. Patrick Agbesingale
Regions activeCentral Region, Western Region, Volta Region
# Branches5

Total Portfolio (nat'l)GHS 2,008,192
Total Portfolio (USD)USD 1,019,386.80
Active clients with loans3,613
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsGHAMFIN, ASSFIN, GAMC
FundersCORDAID, TERA JANE, KIVA

Loan Products » Summary

Agricultura
300 Borrowers
USD 161 Portfolio
Active Product
Geral
2,864 Borrowers
USD 343,748 Portfolio
Active Product
Jovem
600 Borrowers
USD 96,774 Portfolio
Active Product

Loan Products » Summary

Group
3,234 Borrowers
USD 796,932.99 Portfolio
Active Product
Individual
379 Borrowers
USD 222,453.30 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credito Agricultura MZN 2,500 - 50,000 2 - 6 80% - 100% 0% - 20% Agriculture Women, Men, Have business, Tem de ser agricultor/avicultor desde min 6 meses, 80% tem de ser mulher Group Mtgs, Tech Asst Visits
Credito Geral MZN 640 - 50,000 2 - 6 80% - 100% 0% - 20% Business, Consumer Women, Have business, Salaried worker, 80% tem de ser mulher, tem de ser empres?rio ha pelo menos 6 meses ou ser salariado Group Mtgs, Credit Ins, Tech Asst Visits
Credito Jovem MZN 2,500 - 20,000 2 - 6 80% - 100% 0% - 20% Any Purpose Women, Men, Specific age group, Pode n?·o ter experi?ncia , Idade 18-30 anos Credit Educ, Group Mtgs

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loans GHS 200 - 3,000 4 - 12 40% - 60% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Savings promotion
Individual Loan GHS 200 - 10,000 6 - 12 60% - 80% 40% - 60% Business Women, Men, Have business Credit Educ, Credit Ins, Savings promotion

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Agricultura 42.0% annual, Flat 1 Fee 1 Ins None 10.00% ongoing 0% 0% N/A
Credito Geral 60.0% annual, Flat 1 Fee 1 Ins None 10.00% ongoing 0% 0% N/A
Credito Jovem 42.0% annual, Flat 1 Fee 1 Ins None 10.00% ongoing 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loans 42.00% annual, Flat 1 Fee 1 Ins None 20.00% upfront 73.3% - 73.5% 112.8% - 114% 37
Individual Loan 42.00% annual, Flat 1 Fee 1 Ins None 20.00% upfront 72.3% - 73.5% 106.1% - 112% 37

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credito Agricultura 42.0% annual, Flat 1 Fee 1 Ins Ins None 10.00% ongoing 0% 0% N/A
Credito Geral 60.0% annual, Flat 1 Fee 1 Ins Ins None 10.00% ongoing 0% 0% N/A
Credito Jovem 42.0% annual, Flat 1 Fee 1 Ins Ins None 10.00% ongoing 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loans 42.00% annual, Flat 1 Fee 1 Ins Ins None 20.00% upfront 73.3% - 73.5% 112.8% - 114% 37
Individual Loan 42.00% annual, Flat 1 Fee 1 Ins Ins None 20.00% upfront 72.3% - 73.5% 106.1% - 112% 37
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeAgricultureAnyMultipleLoan PurposeFDMInstitutionMZ-009-V01-P01MZ-009-V01-P02MZ-009-V01-P03ProductMZCountry2012YearRange Number1Institution Data Version05,00010,00015,00020,00025,00030,000Loan Size (all)Full APR (int fee ins tax dep)> 50020030Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeCRANInstitutionGH-015-V02-P01GH-015-V02-P02ProductGHCountry2013YearRange Number2Institution Data Version02,0004,0006,0008,00010,000Loan Size (all)0%50%100%Full APR (int fee ins tax dep)> 2,5001,9001,20060070Number of Borrowers
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Key Statistics
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# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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