| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2001 |
| Head of Institution | Bernardo Lu?s Tembe |
| Regions active | 0 |
| # Branches | 6 |
| Total Portfolio (nat'l) | MT 69,146,163 |
| Total Portfolio (USD) | USD 2,230,521.39 |
| Active clients with loans | 5,106 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMOMIF |
| Funders | Ford Foundation, DNPDR/UNCDF, FARE, Oxfam/Novib |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.bestfundghana.org |
| Year established | 2005 |
| Head of Institution | Dr. Emmanuel Shaft Boamah |
| Regions active | Greater Accra Region, Ashanti Region |
| # Branches | 3 |
| Total Portfolio (nat'l) | GHS 8,220,420 |
| Total Portfolio (USD) | USD 4,172,802.03 |
| Active clients with loans | 13,064 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | GHAMFIN, ASSFIN, AMT |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Comercio & Servicos | MZN 5,000 - 350,000 | 4 - 18 | 60% - 80% | 0% - 20% | Business | Women | Credit Educ, Group Mtgs, Business Training | |||||||
| Credito Agro-pecuaria/ Agro-negocios | MZN 5,000 - 200,000 | 6 - 18 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits | |||||||
| Credito Habitacao e Bens de consumo | MZN 5,000 - 200,000 | 6 - 18 | 40% - 60% | 0% - 20% | Business, Housing, Consumer | Women, Men, Have business, Have home or land, Salaried worker | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Capacity Loan | GHS 3,000 - 8,000 | 6 - 10 | 60% - 80% | 0% - 20% | Business, Education | Women, Men, Have business, Salaried worker | Credit Ins, Tech Asst Visits | |||||||
| Group Loan | GHS 2,000 - 10,000 | 5 - 8 | 80% - 100% | 0% - 20% | Business, Education, Land | Women, Men, Have business, Salaried worker | Group Mtgs, Tech Asst Visits | |||||||
| Individual Loan | GHS 500 - 1,000 | 4 - 6 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Comercio & Servicos | 55.2% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Credito Agro-pecuaria/ Agro-negocios | 34.8% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Credito Habitacao e Bens de consumo | 50.4% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 0% | 0% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Capacity Loan | 36.0%-96.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront | 64.5% - 68% | 74.9% - 78.8% | 47 | ||||||||
| Group Loan | 36.0%-96.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront | 59% - 70.2% | 68.1% - 81.6% | N/A | ||||||||
| Individual Loan | 36.0%-96.0% annual, Flat | 1 Fee | 0 Ins | None | 10.0% upfront | 62.3% - 69.1% | 72.1% - 80.2% | 47 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Comercio & Servicos | 55.2% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Credito Agro-pecuaria/ Agro-negocios | 34.8% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Credito Habitacao e Bens de consumo | 50.4% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 0% | 0% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Capacity Loan | 36.0%-96.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 64.5% - 68% | 74.9% - 78.8% | 47 | ||||||||
| Group Loan | 36.0%-96.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 59% - 70.2% | 68.1% - 81.6% | N/A | ||||||||
| Individual Loan | 36.0%-96.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 62.3% - 69.1% | 72.1% - 80.2% | 47 |
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| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
