| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2001 |
| Head of Institution | Bernardo Lu?s Tembe |
| Regions active | 0 |
| # Branches | 6 |
| Total Portfolio (nat'l) | MT 69,146,163 |
| Total Portfolio (USD) | USD 2,230,521.39 |
| Active clients with loans | 5,106 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMOMIF |
| Funders | Ford Foundation, DNPDR/UNCDF, FARE, Oxfam/Novib |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Comercio & Servicos | MZN 5,000 - 350,000 | 4 - 18 | 60% - 80% | 0% - 20% | Business | Women | Credit Educ, Group Mtgs, Business Training | |||||||
| Credito Agro-pecuaria/ Agro-negocios | MZN 5,000 - 200,000 | 6 - 18 | 40% - 60% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits | |||||||
| Credito Habitacao e Bens de consumo | MZN 5,000 - 200,000 | 6 - 18 | 40% - 60% | 0% - 20% | Business, Housing, Consumer | Women, Men, Have business, Have home or land, Salaried worker | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Comercio & Servicos | 55.2% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Credito Agro-pecuaria/ Agro-negocios | 34.8% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Credito Habitacao e Bens de consumo | 50.4% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 0% | 0% | N/A |
| Outstanding portfolio (KES) | KES 80,000 |
| Portfolio (USD) | USD 966.18 |
| Active Clients with Loans | 1 |
| Approximate % Female Clients | 0 |
| Approximate % Urban Clients | 100% |
| Any purpose | |
| Income generation | x |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | |
| Other (2) |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
