Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.amrdo.org |
Year established | 1998 |
Head of Institution | Mr. Abdul Jabbar Chhachhar |
Regions active | Sindh |
# Branches | 8 |
Total Portfolio (nat'l) | PKR 81,098,856 |
Total Portfolio (USD) | USD 827,539.35 |
Active clients with loans | 12,034 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | MON-PAK, NHN-Sindh Chapter, SMN-Sindh, FANSA-Pakistan Chapter |
Funders | Pakistan Povery Alleviation Fund-PPAF/Orix Leasing Pakistan, United Nations Development Program-UNDP, Aurat Foundation-USAID, OPP-OCT/RTI-MISEROR |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2004 |
Head of Institution | Ana Maria da C. Salvador |
Regions active | Maputo Capital, Maputo Province, Inhambane, Gaza |
# Branches | 3 |
Total Portfolio (nat'l) | MZN 7,213 |
Total Portfolio (USD) | USD 237.27 |
Active clients with loans | 30,483,957 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | MIX Market, AMOMIF, AFRACA |
Funders | FARE-Fundo de Apoio a Rehabilitacao Economica, UNCDF, Caixa Catalunya, BIM |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
MC Enterprise | PKR 3,000 - 75,000 | 12 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Group Mtgs | |||||||
PSLW | PKR 100,000 - 300,000 | 18 - 24 | 0% - 20% | 0% - 20% | Business | Women, Men, Have business | ||||||||
Livestock and Agriculture | PKR 3,000 - 75,000 | 6 - 12 | 40% - 60% | 80% - 100% | Agriculture, Livestock | Women, Men, Have home or land | Group Mtgs |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito Agricultura | MZN 640 - 100,000 | 2 - 6 | 80% - 100% | 0% - 20% | Agriculture | Women, Men, Have business, Tem de ser agricultor/avicultor desde min 6 meses | Group Mtgs, Tech Asst Visits | |||||||
Credito Geral | MZN 640 - 350,000 | 2 - 6 | 80% - 100% | 0% - 20% | Business, Consumer | Women, Have business, Salaried worker, tem de ser empresrio pelo menos 6 meses ou ser salariado | Group Mtgs, Credit Ins, Tech Asst Visits | |||||||
Credito Jovem | MZN 3,000 - 20,000 | 2 - 6 | 80% - 100% | 0% - 20% | Any Purpose | Women, Men, Specific age group, Idade 18-30 anos | Credit Educ, Group Mtgs | |||||||
Credito ao Consumo | MZN 3,000 - 350,000 | 2 - 18 | 80% - 100% | 0% - 20% | Any Purpose | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
MC Enterprise | 22.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 50.2% - 51.1% | 50.2% - 51.1% | N/A | ||||||||
PSLW | 22.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 33.3% - 33.6% | 33.3% - 33.6% | N/A | ||||||||
Livestock and Agriculture | 22.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 33.4% - 48.7% | 33.4% - 48.7% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito Agricultura | 36.0% annual, Flat | 1 Fee | 1 Ins | None | 10.00% ongoing | 35.4% - 37.5% | 39.4% - 42.8% | 87 | ||||||||
Credito Geral | 60.0%-66.0% annual, Flat | 1 Fee | 1 Ins | None | 10.00% ongoing | 71% - 91% | 79.8% - 102.1% | 63 | ||||||||
Credito Jovem | 42.0% annual, Flat | 1 Fee | 1 Ins | None | 10.00% ongoing | 61.7% - 65.4% | 71% - 75.1% | 57 | ||||||||
Credito ao Consumo | 60.0%-66.0% annual, Flat | 1 Fee | 1 Ins | None | 10.00% ongoing | 72.4% - 78.8% | 79.6% - 88.4% | 70 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
MC Enterprise | 22.0% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | 50.2% - 51.1% | 50.2% - 51.1% | N/A | ||||||||
PSLW | 22.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 33.3% - 33.6% | 33.3% - 33.6% | N/A | ||||||||
Livestock and Agriculture | 22.0% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | 33.4% - 48.7% | 33.4% - 48.7% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credito Agricultura | 36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.00% ongoing | 35.4% - 37.5% | 39.4% - 42.8% | 87 | ||||||||
Credito Geral | 60.0%-66.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.00% ongoing | 71% - 91% | 79.8% - 102.1% | 63 | ||||||||
Credito Jovem | 42.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.00% ongoing | 61.7% - 65.4% | 71% - 75.1% | 57 | ||||||||
Credito ao Consumo | 60.0%-66.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.00% ongoing | 72.4% - 78.8% | 79.6% - 88.4% | 70 |
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Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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