Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
KBL	468,300	120,082,000	16	118
KF	233,600	41,416,000	4	117
NRSP	399,900	70,157,000	3	118
ASA	230,400	29,637,000	3	118
TMFB	221,200	85,449,000	7	118
FMFB	163,544	38,481,323	9	136
TRDP	100,000	13,817,000	3	118
PRSP	75,656	9,907,176	3	136
BRAC^P	57,300	11,869,000	3	118
SRSO	51,100	7,775,000	3	118
SSF	46,000	4,776,000	3	118
FINCA	82,000	43,559,000	9	118
JWS	36,000	6,545,000	2	118
RCDS	35,552	4,856,122	4	136
DAMEN	35,185	7,150,864	1	136
FFO	22,400	3,335,000	3	118
OLP	21,400	3,510,000	3	118
CSC	17,600	3,147,000	1	118
AMRDO	13,800	1,206,000	5	118
WMBL	13,800	6,105,000	3	118
Mojaz	13,400	2,415,000	2	118
SDF	11,500	1,041,000	4	118
POMFB	8,500	2,795,000	4	118
OPD	7,500	918,000	2	118
AGAHE	7,300	797,000	2	118
NRDP	6,184	1,521,972	3	136
GBTI	6,100	669,000	3	136
WASIL	4,300	1,135,000	2	118
Micro Options	4,000	768,000	5	118
VDO	3,900	489,000	3	136
SVDP	3,900	811,000	13	136
SRDO	3,500	766,000	4	118
OSDI	2,000	923,000	3	118
APMBL	1,800	1,401,000	3	118
BEDF	1,400	209,000	3	136
KCDO	800	94,000	1	136

Loan Conditions

Loan Amount

Currency	KES
Minimum loan size	KES 5,000
Maximum loan size	4,000,000,000

Distribution at Disbursement (Est.)

Loans less than KES 50,000	40%
KES 50,000-150,000	40%
KES 150,000-250,000	10%
KES 250,000-350,000	5%
KES 350,000-450,000	5%
Greater than KES 450,000	5%

Loan Term and Grace Period

Shortest loan term	4.0 months
Longest loan term	10.0 months
Approx average	7.0 months

Distribution at Disbursement (Est.)

Loans 3 months or less	0
Between 4 and 6 months	0
Between 7 and 9 months	10%
Between 10 and 12 months	90%
Between 13 and 18 months	0
Longer than 18 months	0

Grace Period

Grace period usage	0
Average grace period	0

Repayment Frequency

Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthly	x
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest

Upfront Fees

This product has no upfront fees

Ongoing Fees

This product has no ongoing fees

Upfront Insurance Fees

This product has no upfront insurance fees

Ongoing Insurance Fees

This product has no ongoing insurance fees

Compulsory Deposit

Required for	Never
Criteria	N/A
Is deposit indicated on the repayment schedule?	N/A
Do borrowers control deposit in their group?	N/A

Deposit BEFORE or AT Disbursement

% loan amount deposited	N/A
or, Fixed-amount deposited	N/A

Deposits DURING period payments

% loan amount deposited	N/A
or, Fixed-amount deposited	N/A
Conditions on access to deposit	N/A

Interest Paid on Deposit

Minimum interest rate paid	N/A
Maximum interest rate paid	N/A
Interest payment frequency	N/A

Taxes

Are taxes charged on this product?

No

Additional Comments

Loan amounts and interest rates different for wholesale. The product is structured in a way that the client pays for one installment upfront. This is why the first installment is almost immediately after disbursement and since the policy acts as the security, the installment caters for the period between lodging the claim to insurance and payment in case of default.

Insurance Premium Finance Loan Price Graphs