2. 1st Valley Bank
Please note that the information you are viewing is 162 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Fund Oleoductos
Please note that the information you are viewing is 165 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

1st Valley Bank, Inc. A Rural Bank Vamenta Blvd. corner Lirio St.CarmenCagayan de Oro City, Misamis Oriental8000
Data approved: 2011-11-23
Data version: 1
Age of data: 162 months

Institution

Fundación Oleoductos de Colombia CaucasiaCaucasia, Antioquia
Data approved: 2011-08-01
Data version: 1
Age of data: 165 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.1stvalleybank.com/
Year established1956
Head of InstitutionAtty. Nicolas J. Lim
Regions active
# Branches23

Total Portfolio (nat'l)PhP 3,284,057,363
Total Portfolio (USD)USD 78,565,965.62
Active clients with loans70,630
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsBangko Sentral ng Pilipinas (BSP), Rural Bankers Association of the Philippines (RBAP), Microenterprise Access to Banking Services (MABS), Microfinance Council of the Philippines, Inc. (MCPI)
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.fodc.org.co/
Year established1991
Head of InstitutionCarlos Mario Peña Jaramillo
Regions active
# Branches2

Total Portfolio (nat'l)COP 792,830,000
Total Portfolio (USD)USD 435,620.88
Active clients with loans599
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliations
FundersOcensa, Oleoductos de Colombia

Loan Products » Summary

Barangay
12,175 Borrowers
USD 8,437,978.06 Portfolio
Active Product
DepEd
22,118 Borrowers
USD 38,714,006.10 Portfolio
Active Product
Microfinance
4,702 Borrowers
USD 1,139,084.90 Portfolio
Active Product

Loan Products » Summary

Fortalec.
599 Borrowers
USD 435,620.88 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Barangay and LGU Livelihood Loan PHP 10,000 - 250,000 12 - 24 20% - 40% 40% - 60% Business, Agriculture Women, Men, Salaried worker, Specific age group, 18-70 years old, Barangay & LGU Officials Credit Ins
DepEd APDS Loan PHP 20,000 - 250,000 12 - 24 60% - 80% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Ins
Microfinance Loan PHP 3,000 - 150,000 0.9 - 12 80% - 100% 20% - 40% Business, Agriculture, Housing Women, Men, Specific age group, 18-65 years old Credit Ins, Tech Asst Visits

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Fortalecimiento Empresarial y Microempresarial COP 535,600 - 16,100,000 6 - 32 60% - 80% 60% - 80% Business Women, Men, Have business

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Barangay and LGU Livelihood Loan 18.0%-20.0% annual, Flat 2 Fees 1 Ins None 500.00 upfront 39.1% - 39.7% 39.4% - 45.1% 42
DepEd APDS Loan 9.0% annual, Flat 2 Fees 1 Ins None 1,000.00 upfront 10.00 ongoing 21.3% - 21.5% 23.5% - 24.8% 37
Microfinance Loan 30.0% annual, Flat 2 Fees 1 Ins None 5.0% upfront 10.00 ongoing 68.6% - 96.4% 80.2% - 120.9% 32

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Fortalecimiento Empresarial y Microempresarial 11.8%-25.7% annual, Decl Bal 0 Fees 0 None N/A 25.6% - 27.2% 25.6% - 27.2% 45

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Barangay and LGU Livelihood Loan 18.0%-20.0% annual, Flat 2 Fees 1 Ins Ins None 500.00 upfront 39.1% - 39.7% 39.4% - 45.1% 42
DepEd APDS Loan 9.0% annual, Flat 2 Fees 1 Ins Ins None 1,000.00 upfront 10.00 ongoing 21.3% - 21.5% 23.5% - 24.8% 37
Microfinance Loan 30.0% annual, Flat 2 Fees 1 Ins Ins None 5.0% upfront 10.00 ongoing 68.6% - 96.4% 80.2% - 120.9% 32

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Fortalecimiento Empresarial y Microempresarial 11.8%-25.7% annual, Decl Bal 0 Fees 0 None N/A 25.6% - 27.2% 25.6% - 27.2% 45
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.RurBankInstitution TypeAnyBusinessMultipleLoan Purpose1st Valley BankInstitutionPH-001-V01-P01PH-001-V01-P02PH-001-V01-P03ProductPHCountry2011YearRange Number1Institution Data Version020,00040,00060,00080,000100,000120,000Loan Size (all)0%50%100%Full APR (int fee ins tax dep)> 4,4003,3002,2001,100100Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeFund OleoductosInstitutionCO-021-V01-P01ProductCOCountry2011YearRange Number1Institution Data Version02,000,0004,000,0006,000,000Loan Size (all)0%10%20%Full APR (int fee ins tax dep)> 1009010Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
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Key Statistics
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# Countries
# Borrowers
Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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