| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | http://www.bangkokabayan.com/ |
| Year established | 1960 |
| Head of Institution | Teresa M. Ganzon |
| Regions active | |
| # Branches | 16 |
| Total Portfolio (nat'l) | PhP 102,860,081 |
| Total Portfolio (USD) | USD 2,460,767.49 |
| Active clients with loans | 8,941 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Kabayan Loan | PHP 5,000 - 150,000 | 2 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Specific age group | Credit Ins | |||||||
| Kapitan Loan | PHP 2,000 - 60,000 | 6 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Specific age group | Group Mtgs, Credit Ins, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Kabayan Loan | 24.0% annual, Flat | 2 Fees | 1 Ins | 0.50% loan amt | 2.0%-20.0% upfront 10.00% ongoing | 55% - 64.7% | 63.1% - 76.4% | 35 | ||||||||
| Kapitan Loan | 30.0% annual, Flat | 1 Fee | 2 Ins | 0.50% loan amt | 160.00 upfront 12.50% ongoing | 59.1% - 60.5% | 67.9% - 72.3% | 42 |
| Outstanding portfolio (UGX) | UGX 1,274,847,115 |
| Portfolio (USD) | USD 579,476 |
| Active Clients with Loans | 1,200 |
| Approximate % Female Clients | 20% - 40% |
| Approximate % Urban Clients | 0% - 20% |
| Any purpose | x |
| Income generation | |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | Any agricultural activity |
| Other (2) |
| Credit education | x |
| Group meetings | |
| Credit insurance | x |
| Workplace visits | |
| Business training | x |
| Other training | |
| Other | |
| Other (2) | |
| No other services |
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | x |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | |
| Other (2) |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
