Institution

Caritas Salve Credit Cooperative RM. 24 Caritas Bldg., Caritas Manila Compound2002 Jesus St., PandacanManila1011
Data approved: 2011-11-15
Data version: 1
Age of data: 163 months

Institution

BRAC Uganda Microfinance Ltd Plot 90, Busingiri ZoneOff Entebbe RoadKampala, Central31817
Data approved: 2012-06-07
Data version: 2
Age of data: -   months 

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addresshttp://www.caritas.org.ph/
Year established2006
Head of InstitutionFr. Mario Castillo CM
Regions active
# Branches19

Total Portfolio (nat'l)PhP 57,042,219.37
Total Portfolio (USD)USD 1,364,646.40
Active clients with loans12,142
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsCaritas Manila/United Church Cooperative, Metro South Cooperative Bank, Vincentian Family Multi-Purpose Cooperative, Caritas et labora Human Resource Cooperative
FundersCaritas Manila, Radyo Veritas, Bahay Pari MPC

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.brac.net/
Year established2006
Head of InstitutionFaruque Ahmed
Regions activeCentral, Eastern, Northern, Western
# Branches130

Total Portfolio (nat'l)UGX 46,875,143,379
Total Portfolio (USD)USD 18,564,413.22
Active clients with loans121,959
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsAMFIU
FundersMasterCard Foundation, BRAC Africa Loan Fund

Loan Products » Summary

659 Borrowers
USD 62,896.77 Portfolio
693 Borrowers
USD 97,589.52 Portfolio
9,551 Borrowers
USD 1,031,446.29 Portfolio

Loan Products » Summary

110,592 Borrowers
USD 12,460,360.80 Portfolio
6,206 Borrowers
USD 2,473,607.10 Portfolio
5,161 Borrowers
USD 3,630,445.32 Portfolio

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Regular Loan - 11 weeks PHP 2,000 - 150,000 2.6 80% - 100% 80% - 100% Business Women, Men, Have business Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Life insurance, Values Formation
Regular Loan - 15 weeks PHP 2,000 - 150,000 3.5 80% - 100% 80% - 100% Business Women, Men, Have business Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Regular Loan - 23 weeks PHP 2,000 - 150,000 5.3 80% - 100% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Life insurance, Values Formation, Marketing Assistance, Business Development

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microfinance 1-Year Loan UGX 100,000 - 2,000,000 10 - 12.5 100% 0% - 20% Any Purpose Women, Have business Credit Educ, Group Mtgs, Business Training
Microfinance 6-Month Loan UGX 100,000 - 2,000,000 5 - 7 100% 0% - 20% Any Purpose Women, Have business Credit Educ, Group Mtgs
Small Enterprise Program UGX 1,000,000 - 8,000,000 3 - 24 40% - 60% 20% - 40% Business Women, Men, Have business Credit Educ, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Regular Loan - 11 weeks 40.0% annual, Flat 1 Fee 1 Ins None 50.00 ongoing 103.1% 108.1% - 118.2% 36
Regular Loan - 15 weeks 37.6% annual, Flat 1 Fee 1 Ins None 50.00 ongoing 92.6% 96.4% - 111.7% 37
Regular Loan - 23 weeks 30.0% annual, Flat 1 Fee 1 Ins None 50.00 ongoing 71.8% 77.5% - 96.2% 36

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microfinance 1-Year Loan 25.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 59.1% - 61.8% 71.5% - 75.8% 33
Microfinance 6-Month Loan 25.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 62.5% - 64.5% 76.4% - 81.4% 31
Small Enterprise Program 25.0% annual, Flat 2 Fees 1 Ins None 10.0% upfront 43% - 44.8% 44.1% - 53.5% 50

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Regular Loan - 11 weeks 40.0% annual, Flat 1 Fee 1 Ins Ins None 50.00 ongoing 103.1% 108.1% - 118.2% 36
Regular Loan - 15 weeks 37.6% annual, Flat 1 Fee 1 Ins Ins None 50.00 ongoing 92.6% 96.4% - 111.7% 37
Regular Loan - 23 weeks 30.0% annual, Flat 1 Fee 1 Ins Ins None 50.00 ongoing 71.8% 77.5% - 96.2% 36

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microfinance 1-Year Loan 25.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 59.1% - 61.8% 71.5% - 75.8% 33
Microfinance 6-Month Loan 25.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 62.5% - 64.5% 76.4% - 81.4% 31
Small Enterprise Program 25.0% annual, Flat 2 Fees 1 Ins Ins None 10.0% upfront 43% - 44.8% 44.1% - 53.5% 50
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.CoopInstitution TypeBusinessLoan PurposeSalveInstitutionPH-012-V01-P01PH-012-V01-P02PH-012-V01-P03ProductPHCountry2011YearRange Number1Institution Data Version020,00040,00060,00080,000100,000Loan Size (all)0%50%100%Full APR (int fee ins tax dep)> 1,9001,40090040050Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeAnyBusinessLoan PurposeBRAC-UGAInstitutionUG-002-V02-P01UG-002-V02-P02UG-002-V02-P03ProductUGCountry2012YearRange Number2Institution Data Version01,000,0002,000,0003,000,0004,000,0005,000,0006,000,000Loan Size (all)0%20%40%60%80%Full APR (int fee ins tax dep)> 55,00041,00027,00013,0001,500Number of Borrowers
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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