Institution

Daan sa Pag-Unlad, Inc. 17 Gallardo St.CataningBalanga City, Bataan2100
Data approved: 2011-11-15
Data version: 1
Age of data: 163 months

Institution

Banco ProCredit SA Atahualpa y Amazonas esquinaQuito, Pichincha
Data approved: 2011-11-01
Data version: 1
Age of data: 175 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established1995
Head of InstitutionSusan Layug
Regions active
# Branches14

Total Portfolio (nat'l)PhP 153,670,019
Total Portfolio (USD)USD 3,676,316.24
Active clients with loans59,311
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliationsAPPEND
Funders

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.bancoprocredit.com.ec/
Year established2001
Head of InstitutionJanet Pacheco
Regions activeAzuay, Carchi, Chimborazo, Cotopaxi, El Oro, GuayasImbabura, Loja, Manabí, PichinchaSanto Domingo de los Tsáchilas, Tungurahua
# Branches35

Total Portfolio (nat'l)USD 299,411,925
Total Portfolio (USD)USD 299,411,925
Active clients with loans46,176
Approximate % female clients20% - 40%
Approximate % urban clients60% - 80%
Network affiliationsProCredit Holding, Red Financiera Rural del Ecuador
FundersGrupo ProCredit Holding

Loan Products » Summary

131 Borrowers
USD 105,263.16 Portfolio
58,881 Borrowers
USD 3,498,849.28 Portfolio
288 Borrowers
USD 72,200.96 Portfolio

Loan Products » Summary

9,317 Borrowers
USD 44,400,074 Portfolio
34,541 Borrowers
USD 167,541,293 Portfolio

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan PHP 10,000 - 150,000 6 0% - 20% 0% - 20% Business Women, Men, Involved in palay production Credit Ins, Formation Program, Provision of Social Services (medical mission, etc.)
Group Loan PHP 5,000 - 50,000 6 80% - 100% 80% - 100% Business Women, Men, Have business Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Formation Program, Provision of Social Services (medical mission, etc.)
Individual Loan PHP 10,000 - 150,000 6 80% - 100% 80% - 100% Business Women, Men, Have business Credit Ins, Business Training, Formation Program, Provision of Social Services (medical mission, etc.)

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Crédito agropecuario USD 2,000 - 30,000 1 - 48 20% - 40% 40% - 60% Business, Housing, Education Women, Men, Have business Credit Ins
Crédito para microempresa USD 2,000 - 20,000 1 - 48 20% - 40% 80% - 100% Any Purpose Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 32.0% annual, Flat 1 Fee 2 Ins None 5.00% ongoing 41.3% - 43.1% 52.2% - 71.4% 51
Group Loan 32.0% annual, Flat 2 Fees 1 Ins None 5.0% upfront 50.00 ongoing 83.1% 101% - 122.1% 29
Individual Loan 32.0% annual, Flat 2 Fees 1 Ins None 5.0% upfront 50.00 ongoing 81.4% - 88.1% 93.9% - 137.1% 29

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crédito agropecuario 22.6%-26.5% annual, Decl Bal 0 Fees 1 Ins None N/A 0% 0% N/A
Crédito para microempresa 22.6%-26.5% annual, Decl Bal 0 Fees 1 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 32.0% annual, Flat 1 Fee 2 Ins Ins None 5.00% ongoing 41.3% - 43.1% 52.2% - 71.4% 51
Group Loan 32.0% annual, Flat 2 Fees 1 Ins Ins None 5.0% upfront 50.00 ongoing 83.1% 101% - 122.1% 29
Individual Loan 32.0% annual, Flat 2 Fees 1 Ins Ins None 5.0% upfront 50.00 ongoing 81.4% - 88.1% 93.9% - 137.1% 29

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Crédito agropecuario 22.6%-26.5% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 0% 0% N/A
Crédito para microempresa 22.6%-26.5% annual, Decl Bal 0 Fees 1 Ins Ins None N/A 0% 0% N/A
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeDSPIInstitutionPH-016-V01-P01PH-016-V01-P02PH-016-V01-P03ProductPHCountry2011YearRange Number1Institution Data Version020,00040,00060,00080,000100,000120,000Loan Size (all)0%50%100%150%Full APR (int fee ins tax dep)> 17,00013,0008,8004,400400Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Institution Price Graph
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Key Statistics
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# Products
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# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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