Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1995 |
Head of Institution | Susan Layug |
Regions active | |
# Branches | 14 |
Total Portfolio (nat'l) | PhP 153,670,019 |
Total Portfolio (USD) | USD 3,676,316.24 |
Active clients with loans | 59,311 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 80% - 100% |
Network affiliations | APPEND |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1997 |
Head of Institution | Patrick Gathondu |
Regions active | 0 |
# Branches | 5 |
Total Portfolio (nat'l) | KES 217,413,552 |
Total Portfolio (USD) | USD 2,625,767.54 |
Active clients with loans | 11,645 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | PHP 10,000 - 150,000 | 6 | 0% - 20% | 0% - 20% | Business | Women, Men, Involved in palay production | Credit Ins, Formation Program, Provision of Social Services (medical mission, etc.) | |||||||
Group Loan | PHP 5,000 - 50,000 | 6 | 80% - 100% | 80% - 100% | Business | Women, Men, Have business | Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Formation Program, Provision of Social Services (medical mission, etc.) | |||||||
Individual Loan | PHP 10,000 - 150,000 | 6 | 80% - 100% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, Business Training, Formation Program, Provision of Social Services (medical mission, etc.) |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Hitimu Loan | KES 15,000 - 30,000 | 6 - 12 | 40% - 60% | 40% - 60% | Business | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Imarika Loan | KES 50,000 - 2,000,000 | 3 - 18 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Mama Plus Loan | KES 10,000 - 100,000 | 6 - 12 | 80% - 100% | 40% - 60% | Business | Women, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Mifugo Loan | KES 50,000 - 80,000 | 9 - 12 | 40% - 60% | 40% - 60% | Business, Agricultural loan | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Msingi Loan | KES 20,000 - 1,000,000 | 3 - 18 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Upesi Loan | KES 10,000 - 20,000 | 3 - 6 | 40% - 60% | 40% - 60% | Business, Other | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 32.0% annual, Flat | 1 Fee | 2 Ins | None | 5.00% ongoing | 41.3% - 43.1% | 52.2% - 71.4% | 51 | ||||||||
Group Loan | 32.0% annual, Flat | 2 Fees | 1 Ins | None | 5.0% upfront 50.00 ongoing | 83.1% | 101% - 122.1% | 29 | ||||||||
Individual Loan | 32.0% annual, Flat | 2 Fees | 1 Ins | None | 5.0% upfront 50.00 ongoing | 81.4% - 88.1% | 93.9% - 137.1% | 29 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Hitimu Loan | 17.0% annual, Flat | 1 Fee | 1 Ins | None | 25.0% upfront 100.00 ongoing | 0% | 0% | N/A | ||||||||
Imarika Loan | 17.0% annual, Flat | 1 Fee | 1 Ins | None | 4,000.00 upfront 200.00 ongoing | 0% | 0% | N/A | ||||||||
Mama Plus Loan | 8.0% annual, Flat | 1 Fee | 1 Ins | None | 15.0% upfront 100.00 ongoing | 0% | 0% | N/A | ||||||||
Mifugo Loan | 17.0% annual, Flat | 1 Fee | 1 Ins | None | 25.0% upfront 100.00 ongoing | 0% | 0% | N/A | ||||||||
Msingi Loan | 17.0% annual, Flat | 0 Fees | 0 Ins | None | 15.0% upfront 100.00 ongoing | 0% | 0% | N/A | ||||||||
Upesi Loan | 24.0% annual, Flat | 1 Fee | 0 Ins | None | 15.0% upfront 100.00 ongoing | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 32.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 5.00% ongoing | 41.3% - 43.1% | 52.2% - 71.4% | 51 | ||||||||
Group Loan | 32.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 5.0% upfront 50.00 ongoing | 83.1% | 101% - 122.1% | 29 | ||||||||
Individual Loan | 32.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 5.0% upfront 50.00 ongoing | 81.4% - 88.1% | 93.9% - 137.1% | 29 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Hitimu Loan | 17.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 25.0% upfront 100.00 ongoing | 0% | 0% | N/A | ||||||||
Imarika Loan | 17.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 4,000.00 upfront 200.00 ongoing | 0% | 0% | N/A | ||||||||
Mama Plus Loan | 8.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.0% upfront 100.00 ongoing | 0% | 0% | N/A | ||||||||
Mifugo Loan | 17.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 25.0% upfront 100.00 ongoing | 0% | 0% | N/A | ||||||||
Msingi Loan | 17.0% annual, Flat | 0 Fees | 0 Ins Ins | None | 15.0% upfront 100.00 ongoing | 0% | 0% | N/A | ||||||||
Upesi Loan | 24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | 15.0% upfront 100.00 ongoing | 0% | 0% | N/A |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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