Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1989 |
Head of Institution | Engr. Panfilo Asares |
Regions active | |
# Branches | 3 |
Total Portfolio (nat'l) | PhP 101,848,650 |
Total Portfolio (USD) | USD 2,436,570.57 |
Active clients with loans | 12,752 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Microfinance Council of the Philippines, Inc. |
Funders |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://kwft.org/ |
Year established | 1981 |
Head of Institution | Mwangi Githaiga |
Regions active | 0 |
# Branches | 202 |
Total Portfolio (nat'l) | KES 10,949,251,739 |
Total Portfolio (USD) | USD 132,237,339.80 |
Active clients with loans | 334,188 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Help (Individual) | PHP 20,000 - 150,000 | 3 - 24 | 60% - 80% | 20% - 40% | Business | Women, Men | Tech Asst Visits, Other Training, Mortuary Fund/Life insurance | |||||||
Hiram (Group Loan) | PHP 3,000 - 100,000 | 6 | 60% - 80% | 20% - 40% | Business | Women, Men, Must have experience running a business | Group Mtgs, Tech Asst Visits, Business Training, Bookeeping, consultancy, Mortuary Fund/Life Insurance |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara Loan | KES 10,000 - 5,000,000 | 6 - 36 | 60% - 80% | 0% - 20% | Business | Women, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Health education, Women empowerment | |||||||
Consumer Loan | KES 10,000 - 170,000 | 2 - 18 | 80% - 100% | 0% - 20% | Housing, Consumer | Women, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Leadership, Women empowerment | |||||||
Elimu Loan | KES 5,000 - 100,000 | 6 - 12 | 80% - 100% | 0% - 20% | Education | Women, Have business, Evidence of school admission/attendance | Group Mtgs | |||||||
Agricultural Loan | KES 100,000 - 5,000,000 | 6 - 36 | 80% - 100% | 0% - 20% | Business | Women, Have business | Tech Asst Visits, Business Training, Other Training, Leadership, Women empowerment | |||||||
Energy Loan | KES 50,000 - 5,000,000 | 6 - 36 | 80% - 100% | 0% - 20% | Business | Women, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Leadership, Women empowerment | |||||||
Asset Financing Loan | KES 5,000 - 20,000 | 6 - 12 | 80% - 100% | 0% - 20% | Business | Women, Must be willing to set up a viable business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Help (Individual) | 24.0% annual, Flat | 1 Fee | 1 Ins | 0.50% loan amt | 2.0% upfront | 38.3% - 55.9% | 41.1% - 60.3% | 46 | ||||||||
Hiram (Group Loan) | 24.0% annual, Flat | 1 Fee | 1 Ins | 0.25% loan amt | 4.0% upfront 20.00 ongoing | 68.6% | 81.7% - 111.2% | 27 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara Loan | 18.0%-20.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront 1.00% ongoing | #N/A | #N/A | N/A | ||||||||
Consumer Loan | 18.0%-20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | 10.0% upfront 1.00% ongoing | #N/A | #N/A | N/A | ||||||||
Elimu Loan | 20.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront 1.00% ongoing | #N/A | #N/A | N/A | ||||||||
Agricultural Loan | 18.0% annual, Decl Bal | 2 Fees | 0 Ins | None | 10.0% upfront 1.00% ongoing | #N/A | #N/A | N/A | ||||||||
Energy Loan | 18.0% annual, Decl Bal | 2 Fees | 0 Ins | None | 10.0% upfront 1.00% ongoing | #N/A | #N/A | N/A | ||||||||
Asset Financing Loan | 7.9% annual, Flat | 2 Fees | 0 Ins | None | N/A | #N/A | #N/A | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Help (Individual) | 24.0% annual, Flat | 1 Fee | 1 Ins Ins | 0.50% loan amt | 2.0% upfront | 38.3% - 55.9% | 41.1% - 60.3% | 46 | ||||||||
Hiram (Group Loan) | 24.0% annual, Flat | 1 Fee | 1 Ins Ins | 0.25% loan amt | 4.0% upfront 20.00 ongoing | 68.6% | 81.7% - 111.2% | 27 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara Loan | 18.0%-20.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront 1.00% ongoing | #N/A | #N/A | N/A | ||||||||
Consumer Loan | 18.0%-20.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | 10.0% upfront 1.00% ongoing | #N/A | #N/A | N/A | ||||||||
Elimu Loan | 20.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront 1.00% ongoing | #N/A | #N/A | N/A | ||||||||
Agricultural Loan | 18.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | 10.0% upfront 1.00% ongoing | #N/A | #N/A | N/A | ||||||||
Energy Loan | 18.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | 10.0% upfront 1.00% ongoing | #N/A | #N/A | N/A | ||||||||
Asset Financing Loan | 7.9% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | N/A |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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