Institution Type | Credit Union / Cooperative |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1991 |
Head of Institution | Sabiniano Canama |
Regions active | |
# Branches | 32 |
Total Portfolio (nat'l) | PhP 409,216,565 |
Total Portfolio (USD) | USD 9,789,869.98 |
Active clients with loans | 38,257 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | NATCCO, MASS-SPECC, MOFECO, LZMCN |
Funders |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.amssfmc.ma |
Year established | 1994 |
Head of Institution | Zakaria Jebbouri |
Regions active | Tangier-Tétouan, East and the Rif, Fes-Meknes, Rabat-Sale-Kenitra, Beni Mellal-Khenifra |
# Branches | 49 |
Total Portfolio (nat'l) | MAD 44,000,000 |
Total Portfolio (USD) | USD 5,176,470.59 |
Active clients with loans | 13,300 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Federation Nationale des Association des Micro credit, Reseau Micro Finance Solidaire, AMT, Reseau Sanabel |
Funders | Fonds Jaida, ICO, SGMB banque, Credit Agricole |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Grameen | PHP 3,000 - 15,000 | 3 - 6 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
Micro Non-Grameen | PHP 3,000 - 150,000 | 1 - 6 | 60% - 80% | 40% - 60% | Any Purpose | Women, Men, Have business, Have home or land | Tech Asst Visits, Business Training | |||||||
Regular Loan | PHP 3,000 - 300,000 | 1 - 36 | 60% - 80% | 40% - 60% | Any Purpose | Women, Men, Have business | Credit Educ, Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Produit Solidaire | MAD 500 - 15,000 | 3 - 18 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Group Mtgs, Other Training | |||||||
Produit Investissement | MAD 3,000 - 30,000 | 6 - 30 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | ||||||||
Produit Logement | MAD 3,000 - 30,000 | 3 - 30 | 80% - 100% | 80% - 100% | Business | Women, Men, Have business, Have home or land | ||||||||
Produit Elevage | MAD 3,000 - 30,000 | 6 - 18 | 0% - 20% | 0% | Business | Women, Men | ||||||||
Produit Fellah | MAD 3,000 - 25,000 | 4 - 6 | 0% - 20% | 0% - 20% | Business | Women, Men |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Grameen | 36.0% annual, Flat | 1 Fee | 2 Ins | None | 3.0% upfront 100.00 upfront 10.00 ongoing | 90.8% - 138.9% | 112.2% - 202.2% | 27 | ||||||||
Micro Non-Grameen | 48.0% annual, Flat | 1 Fee | 1 Ins | None | 1.0% upfront 500.00 upfront | 59.3% | 65.7% - 80% | 70 | ||||||||
Regular Loan | 36.0% annual, Flat | 1 Fee | 1 Ins | None | 2.0% upfront 500.00 upfront | 32% - 63.1% | 34.3% - 74.5% | 63 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Produit Solidaire | 19.2%-24.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 40% - 49.6% | 40% - 49.6% | 41 | ||||||||
Produit Investissement | 18.0%-24.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 35.3% - 50% | 35.3% - 50% | 42 | ||||||||
Produit Logement | 18.0%-24.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 37% - 49.4% | 37% - 49.4% | 41 | ||||||||
Produit Elevage | 24.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 29.6% - 30.7% | 29.6% - 30.7% | 79 | ||||||||
Produit Fellah | 26.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 31.3% - 32.9% | 31.3% - 32.9% | 81 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Grameen | 36.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 3.0% upfront 100.00 upfront 10.00 ongoing | 90.8% - 138.9% | 112.2% - 202.2% | 27 | ||||||||
Micro Non-Grameen | 48.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 1.0% upfront 500.00 upfront | 59.3% | 65.7% - 80% | 70 | ||||||||
Regular Loan | 36.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 2.0% upfront 500.00 upfront | 32% - 63.1% | 34.3% - 74.5% | 63 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Produit Solidaire | 19.2%-24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 40% - 49.6% | 40% - 49.6% | 41 | ||||||||
Produit Investissement | 18.0%-24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 35.3% - 50% | 35.3% - 50% | 42 | ||||||||
Produit Logement | 18.0%-24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 37% - 49.4% | 37% - 49.4% | 41 | ||||||||
Produit Elevage | 24.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 29.6% - 30.7% | 29.6% - 30.7% | 79 | ||||||||
Produit Fellah | 26.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 31.3% - 32.9% | 31.3% - 32.9% | 81 |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|