Institution Type | Credit Union / Cooperative |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1996 |
Head of Institution | MARILOU BANDING |
Regions active | |
# Branches | 10 |
Total Portfolio (nat'l) | PhP 79,034,409.97 |
Total Portfolio (USD) | USD 1,890,775.36 |
Active clients with loans | 12,093 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | LZMCN, Philippine Federation of Credit Coopertives, Philippine Federation of Women In Coopertaives, COOP LIFE Assurance Society of the Philippines |
Funders | Oikocredit, Seedfinance, Landbank of the Philippines (LBP), NLDC |
Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.tpc.com.kh/ |
Year established | 2002 |
Head of Institution | Michael Spingler |
Regions active | 0 |
# Branches | 27 |
Total Portfolio (nat'l) | KHR 83,022,799,891 |
Total Portfolio (USD) | USD 21,217,173.50 |
Active clients with loans | 90,280 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | |
Funders | Developing World Market (DWM), TPC-ESOP Co; Ltd. |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan | PHP 5,000 - 300,000 | 6 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Salaried worker, Specific age group, 18-69 y.o., CI/BI | Credit Educ, Credit Ins, Tech Asst Visits, Business Training | |||||||
KAPA Loan | PHP 10,000 - 40,000 | 3 - 6 | 80% - 100% | 0% - 20% | Agriculture | Women, Men, Have business, Have home or land, Specific age group, 18-69 y.o., CI/BI | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Life Protection Loan | PHP 1,380 - 1,380 | 4 - 8 | 80% - 100% | 0% - 20% | Life Insurance | Women, Men, Specific age group, 18-64 y.o, CI/BI | Credit Educ, Credit Ins, Tech Asst Visits, Business Training | |||||||
Trinity Loan | PHP 6,200 - 12,400 | 2 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land, Specific age group, 18-69 y.o. , CI/BI | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan (KHR) | KHR 800,000 - 20,000,000 | 3 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Individual Loan (USD) | USD 200 - 5,000 | 3 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Individual Loan - Seasonal (KHR) | KHR 800,000 - 20,000,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Individual Loan - Seasonal (USD) | USD 200 - 5,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Individual Loan (THB) | THB 8,000 - 200,000 | 3 - 24 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | ||||||||
Solidarity Group Loan (THB) | THB 2,000 - 20,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Group Mtgs | |||||||
Solidarity Group Loan (KHR) | KHR 200,000 - 2,000,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Group Mtgs | |||||||
TP Loan End of Cycle (KHR) | KHR 100,000 - 1,000,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land | Group Mtgs | |||||||
TP Loan End of Cycle (THB) | THB 1,000 - 10,000 | 3 - 12 | 0% | 0% | Business | Women, Men, Have business, Have home or land | Group Mtgs | |||||||
Individual Loan - Seasonal (THB) | THB 8,000 - 200,000 | 3 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Have home or land |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan | 36.0% annual, Flat | 2 Fees | 1 Ins | None | 20.0% upfront 80.00 ongoing | 41% - 69.2% | 40.8% - 121.3% | 47 | ||||||||
KAPA Loan | 36.0% annual, Flat | 2 Fees | 1 Ins | None | 5.0% upfront 90.00 ongoing | 37% - 53.6% | 45.5% - 69% | 63 | ||||||||
Life Protection Loan | 18.0% annual, Flat | 2 Fees | 0 Ins | None | 100.00 upfront | 34.1% | 45.2% | 40 | ||||||||
Trinity Loan | 21.0%-60.0% annual, Flat | 2 Fees | 1 Ins | None | 20.0% upfront 80.00 ongoing | 49.7% | 104.4% | 20 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan (KHR) | 33.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Individual Loan (USD) | 24.0%-30.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Individual Loan - Seasonal (KHR) | 33.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Individual Loan - Seasonal (USD) | 24.0%-30.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Individual Loan (THB) | 33.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Solidarity Group Loan (THB) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Solidarity Group Loan (KHR) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
TP Loan End of Cycle (KHR) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
TP Loan End of Cycle (THB) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Individual Loan - Seasonal (THB) | 33.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | #N/A | #N/A | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan | 36.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 20.0% upfront 80.00 ongoing | 41% - 69.2% | 40.8% - 121.3% | 47 | ||||||||
KAPA Loan | 36.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 5.0% upfront 90.00 ongoing | 37% - 53.6% | 45.5% - 69% | 63 | ||||||||
Life Protection Loan | 18.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 100.00 upfront | 34.1% | 45.2% | 40 | ||||||||
Trinity Loan | 21.0%-60.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 20.0% upfront 80.00 ongoing | 49.7% | 104.4% | 20 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Loan (KHR) | 33.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Individual Loan (USD) | 24.0%-30.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Individual Loan - Seasonal (KHR) | 33.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Individual Loan - Seasonal (USD) | 24.0%-30.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Individual Loan (THB) | 33.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Solidarity Group Loan (THB) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Solidarity Group Loan (KHR) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
TP Loan End of Cycle (KHR) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
TP Loan End of Cycle (THB) | 36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | N/A | ||||||||
Individual Loan - Seasonal (THB) | 33.0%-36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | #N/A | #N/A | N/A |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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