2. RMB
Please note that the information you are viewing is 163 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. FINCA-UGA
Please note that the information you are viewing is 122 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Rizal Microbank (A Thrift Bank of RCBC) 2/F EDES 2 Building Acacia SectionJ.P. Laurel AvenueDavao City, Davao del Sur/Region XI8000
Data approved: 2011-11-15
Data version: 1
Age of data: 163 months

Institution

FINCA Uganda Limited Plot 22 Ben Kiwanuka StreetKampalaPO Box 24450
Data approved: 2012-07-24
Data version: 2
Age of data: -   months 
Choose version

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2010
Head of InstitutionMa. Lourdes S. Pineda
Regions active
# Branches2

Total Portfolio (nat'l)PhP 9,226,611
Total Portfolio (USD)USD 220,732.32
Active clients with loans148
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliations
Funders

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.finca.org/
Year established1992
Head of InstitutionJulius Omoding
Regions activeCentral, Eastern, Northern, Western
# Branches27

Total Portfolio (nat'l)UGX 47,640,303,492
Total Portfolio (USD)USD 18,867,446.93
Active clients with loans56,766
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsFINCA International
FundersFINCA International, SEEP, Gates Foundation

Loan Products » Summary

Pitaka
137 Borrowers
USD 173,782.32 Portfolio
Active Product

Loan Products » Summary

Business
11,112 Borrowers
USD 11,149,622.83 Portfolio
Active Product
Small Grp
1,561 Borrowers
USD 2,007,793.82 Portfolio
Active Product
Village Grp
35,569 Borrowers
USD 5,108,045.20 Portfolio
Active Product
Agric Ln
50 Borrowers
USD 215,110.61 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Pitaka Microenterprise Loan PHP 5,000 - 150,000 2 - 6 60% - 80% 80% - 100% Business Women, Men, Have business Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
FINCA Business Loan UGX 500,000 - 60,000,000 3 - 36 20% - 40% 80% - 100% Business, Education Women, Men, Have business Credit Ins
FINCA Small Group Loan UGX 500,000 - 6,000,000 3 - 12 60% - 80% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
FINCA Village Group Loan UGX 50,000 - 6,000,000 4 - 8 40% - 60% 20% - 40% Business, Consumer, Education Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
FINCA Agriculture Loan UGX 100,000 - 60,000,000 3 - 36 40% - 60% 20% - 40% Business Women, Men, Individual farmers & farmers in cooperatives Loan guarantee up to 50% by agribusiness initiative

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Pitaka Microenterprise Loan 21.0% annual, Flat 2 Fees 1 Ins 0.50% loan amt 100.00 upfront 10.00% ongoing 58.8% - 73.1% 55.4% - 80.2% 31

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
FINCA Business Loan 24.0%-30.0% annual, Flat 2 Fees 1 Ins None N/A 46.3% - 58% 47.5% - 59.5% 47
FINCA Small Group Loan 46.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 41.6% - 77.3% 49.6% - 91.1% 62
FINCA Village Group Loan 39.0% annual, Flat 1 Fee 0 Ins None 10.0% upfront 1.00% ongoing 47.6% - 89.7% 58.1% - 108.2% 42
FINCA Agriculture Loan 18.0% annual, Flat 2 Fees 0 Ins None N/A 10.8% - 38.3% 10.8% - 38.3% 67

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Pitaka Microenterprise Loan 21.0% annual, Flat 2 Fees 1 Ins Ins 0.50% loan amt 100.00 upfront 10.00% ongoing 58.8% - 73.1% 55.4% - 80.2% 31

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
FINCA Business Loan 24.0%-30.0% annual, Flat 2 Fees 1 Ins Ins None N/A 46.3% - 58% 47.5% - 59.5% 47
FINCA Small Group Loan 46.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 41.6% - 77.3% 49.6% - 91.1% 62
FINCA Village Group Loan 39.0% annual, Flat 1 Fee 0 Ins Ins None 10.0% upfront 1.00% ongoing 47.6% - 89.7% 58.1% - 108.2% 42
FINCA Agriculture Loan 18.0% annual, Flat 2 Fees 0 Ins Ins None N/A 10.8% - 38.3% 10.8% - 38.3% 67
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeBusinessLoan PurposeRMBInstitutionPH-038-V01-P01ProductPHCountry2011YearRange Number1Institution Data Version050,000100,000Loan Size (all)0%20%40%60%80%Full APR (int fee ins tax dep)> 20102Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeBusinessMultipleLoan PurposeFINCA-UGAInstitutionUG-006-V02-P01UG-006-V02-P02UG-006-V02-P03UG-006-V02-P04ProductUGCountry2012YearRange Number2Institution Data Version02,000,0004,000,0006,000,0008,000,00010,000,00012,000,000Loan Size (all)0%50%100%Full APR (int fee ins tax dep)> 14,00010,0007,1003,500300Number of Borrowers
Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞