| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | http://www.rblabason.com/ |
| Year established | 1979 |
| Head of Institution | Atty. Val Angelo C. Concha |
| Regions active | |
| # Branches | 2 |
| Total Portfolio (nat'l) | PhP 12,311,399 |
| Total Portfolio (USD) | USD 294,531.08 |
| Active clients with loans | 603 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Bangko Sentral ng Pilipinas (BSP), Microenterprise Access to Banking Services (MABS), Rural Bankers Association of the Philippines (RBAP), Zamboanga del Norte Federation of Rural Banks (ZNFRB) |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.k-rep.org/ |
| Year established | 1984 |
| Head of Institution | Mr Aleke Dondo |
| Regions active | 0 |
| # Branches | 18 |
| Total Portfolio (nat'l) | KES 158,000,000 |
| Total Portfolio (USD) | USD 1,908,212.56 |
| Active clients with loans | 12,000 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KUGI | PHP 5,000 - 150,000 | 1 - 10 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | KES 1,000 - 500,000 | 3 - 18 | 40% - 60% | 0% - 20% | Business, Business expansion | Women, Men, Have business, Commercial sex workers, Disabled | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Leaders forums |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KUGI | 30.0% annual, Flat | 2 Fees | 1 Ins | None | 20.00% ongoing | 58.8% - 82% | 64% - 97.7% | 39 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 13.0% annual, Flat | 0 Fees | 1 Ins | None | 15.0% upfront 50.00 ongoing | 0 | 0 | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KUGI | 30.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 20.00% ongoing | 58.8% - 82% | 64% - 97.7% | 39 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 13.0% annual, Flat | 0 Fees | 1 Ins Ins | None | 15.0% upfront 50.00 ongoing | 0 | 0 | N/A |
| Key Statistics | |
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| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
