Institution Type | Credit Union / Cooperative |
Is this institution regulated? | Yes |
Website address | http://www.safragemc.com/ |
Year established | 1989 |
Head of Institution | Federico A. Blanco |
Regions active | |
# Branches | 7 |
Total Portfolio (nat'l) | PhP 17,991,734.28 |
Total Portfolio (USD) | USD 430,424.27 |
Active clients with loans | 3,306 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | MASSPECC, NATCCO, Oikocredit |
Funders | Metro South Cooperative Bank, Land Bank of the Philippines, MASSPECC, SEEDFinance |
Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | N/A |
Year established | 1993 |
Head of Institution | Mr. In Channy |
Regions active | 0 |
# Branches | 223 |
Total Portfolio (nat'l) | N/A |
Total Portfolio (USD) | N/A |
Active clients with loans | 214,337 |
Approximate % female clients | N/A |
Approximate % urban clients | N/A |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cycle Loan | PHP 5,000 - 25,000 | 3.7 - 12.1 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Loan (KHR) | 0 - 6,000,000 | 0 | 40% - 60% | 20% - 40% | Business | |||||||||
Micro Loan (USD) | 0 - 1,500 | 0 | 40% - 60% | 20% - 40% | Business | |||||||||
Micro Loan (THB) | 0 - 60,000 | 0 | 40% - 60% | 20% - 40% | Business | |||||||||
Small Loan (KHR) | KHR 6,000,001 - 39,999,999 | 0 | 40% - 60% | 20% - 40% | Business | |||||||||
Small Loan (USD) | USD 1,501 - 9,999 | 0 | 40% - 60% | 20% - 40% | Business | |||||||||
Small Loan (THB) | THB 60,001 - 399,999 | 0 | 40% - 60% | 20% - 40% | Business |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cycle Loan | 24.0%-30.0% annual, Flat | 2 Fees | 2 Ins | None | 3.0% upfront 20.00 ongoing | 70.9% - 86% | 98.2% - 115.6% | 22 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Loan (KHR) | 2.5%-2.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | -1 | ||||||||
Micro Loan (USD) | 2.5%-2.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | -1 | ||||||||
Micro Loan (THB) | 2.5%-2.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 30.4% | 30.4% | 2 | ||||||||
Small Loan (KHR) | 2.5%-2.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | -1 | ||||||||
Small Loan (USD) | 1.8%-2.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | -1 | ||||||||
Small Loan (THB) | 2.5%-2.7% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | -1 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cycle Loan | 24.0%-30.0% annual, Flat | 2 Fees | 2 Ins Ins | None | 3.0% upfront 20.00 ongoing | 70.9% - 86% | 98.2% - 115.6% | 22 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro Loan (KHR) | 2.5%-2.7% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | -1 | ||||||||
Micro Loan (USD) | 2.5%-2.7% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | -1 | ||||||||
Micro Loan (THB) | 2.5%-2.7% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 30.4% | 30.4% | 2 | ||||||||
Small Loan (KHR) | 2.5%-2.7% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | -1 | ||||||||
Small Loan (USD) | 1.8%-2.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | -1 | ||||||||
Small Loan (THB) | 2.5%-2.7% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | -1 |
Key Statistics | |
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# Products | |
# Institutions | |
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Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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