2. UCU
Please note that the information you are viewing is 149 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Gatsby
Please note that the information you are viewing is 150 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

UNION OF SAVINGS AND CREDIT COOPERATIVES (UCU) KIGALINYARUGENGENYAMIRAMBO, RWANDA2998 KIGALI
Data approved: 2011-10-26
Data version: 1
Age of data: -   months 
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Institution

Gatsby Microfinance Ltd Head OfficeKampala, Central RegionPO Box 8752
Data approved: 2012-07-20
Data version: 2
Age of data: 150 months
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Institution Details

Institution TypeCooperative
Is this institution regulated?N/A
Website addressN/A
Year established2005
Head of InstitutionNDAHAYO JULES THEONESTE
Regions active0
# Branches0

Total Portfolio (nat'l)RWF 576,723,471
Total Portfolio (USD)USD 977,497.41
Active clients with loans1,031
Approximate % female clients20% - 40%
Approximate % urban clients20% - 40%
Network affiliationsAssociation of Microfinance Institutions in Rwanda (AMIR), Microfinance African Institutions Network (MAIN)
FundersLes membres qui lib?rent les parts sociales, ONG Trocaire

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?No
Website addressN/A
Year established2006
Head of InstitutionEmmanuel Victor Kimbowa
Regions activeCentral, Eastern, Western
# Branches0

Total Portfolio (nat'l)UGX 6,100,589,732
Total Portfolio (USD)USD 2,440,235.89
Active clients with loans1,346
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsAMFIU
FundersGatsby Charitable Foundation

Loan Products » Summary

After purpose saving loan
52 Borrowers
USD 49 Portfolio
Active Product
Decouvert (2 weeks)
52 Borrowers
USD 48,875 Portfolio
Active Product
Decouvert (One Month) Loan
52 Borrowers
USD 48,875 Portfolio
Active Product
Microloan
46 Borrowers
USD 439,874 Portfolio
Active Product

Loan Products » Summary

General
736 Borrowers
USD 1,192,766 Portfolio
Active Product
Myc4
610 Borrowers
USD 1,247,470 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
After purpose saving loan RWF 2,000,000 - 5,000,000 12 - 24 20% - 40% 0% - 20%
Decouvert (2 weeks) RWF 500,000 - 1,500,000 0.5 0% - 20% 20% - 40%
Decouvert (One Month) Loan RWF 500,000 - 1,500,000 1 0% - 20% 20% - 40%
Microloan 0 0 20% - 40% 0% - 20%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Gatsby Microfinance General Loan UGX 1,000,000 - 30,000,000 6 - 24 40% - 60% 40% - 60% Business Women, Men, Have business, The type of business must be in line with the company mission Tech Asst Visits
Myc4 Loan UGX 1,000,000 - 30,000,000 6 - 24 20% - 40% 60% - 80% Business Women, Men, Have business Tech Asst Visits

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
After purpose saving loan 24.00% annual, Decl Bal 1 Fee 1 Ins N/A 23.9% - 24.1% 25.9% - 27.3%
Decouvert (2 weeks) 130.00% annual, Flat 0 Fees 0 Ins N/A 130.4% 130.4%
Decouvert (One Month) Loan 96.00% annual, Flat 0 Fees 0 Ins N/A 94.1% - 97.4% 94.1% - 97.4%
Microloan 0.00% annual, 0 0 Fees 0 Ins 23.9% - 24.3% 36.9% - 42.1%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Gatsby Microfinance General Loan 30.00% annual, Flat 2 Fees 1 Ins None 10.00% upfront 53.1% - 54.9% 65.3% - 69.3% 45
Myc4 Loan 25.00%-36.00% annual, Decl Bal 2 Fees 1 Ins None 10.00% upfront 40.3% - 52.3% 50.9% - 65.8% 42

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
After purpose saving loan 24.00% annual, Decl Bal 1 Fee 1 Ins Ins N/A 23.9% - 24.1% 25.9% - 27.3%
Decouvert (2 weeks) 130.00% annual, Flat 0 Fees 0 Ins Ins N/A 130.4% 130.4%
Decouvert (One Month) Loan 96.00% annual, Flat 0 Fees 0 Ins Ins N/A 94.1% - 97.4% 94.1% - 97.4%
Microloan 0.00% annual, 0 0 Fees 0 Ins Ins 23.9% - 24.3% 36.9% - 42.1%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Gatsby Microfinance General Loan 30.00% annual, Flat 2 Fees 1 Ins Ins None 10.00% upfront 53.1% - 54.9% 65.3% - 69.3% 45
Myc4 Loan 25.00%-36.00% annual, Decl Bal 2 Fees 1 Ins Ins None 10.00% upfront 40.3% - 52.3% 50.9% - 65.8% 42
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.OtherInstitution TypeAnyMultipleLoan PurposeUCUInstitutionRW-011-V01-P01RW-011-V01-P02RW-011-V01-P03RW-011-V01-P05ProductRWCountry2011YearRange Number1Institution Data Version01,000,0002,000,0003,000,0004,000,000Loan Size (all)0%50%100%Full APR (int fee ins tax dep)> 20101Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeBusinessLoan PurposeGatsbyInstitutionUG-008-V02-P01UG-008-V02-P02ProductUGCountry2012YearRange Number2Institution Data Version05,000,00010,000,000Loan Size (all)0%20%40%60%Full APR (int fee ins tax dep)> 100506Number of Borrowers
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Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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