Institution Type | Credit Union / Cooperative |
Is this institution regulated? | Yes |
Website address | http://www.zigamacss.com/ |
Year established | 1998 |
Head of Institution | Geoffrey Byegeka |
Regions active | Bugesera, Gasabo, Gicumbi, Huye, Karongi, Kicukiro, Muhanga, Musanze, Ngoma, Nyagatare, Nyarugenge |
# Branches | 16 |
Total Portfolio (nat'l) | RWF 38,189,281,936 |
Total Portfolio (USD) | USD 59,670,753.03 |
Active clients with loans | 53,806 |
Approximate % female clients | 0% - 20% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Rwanda Banking Association |
Funders |
Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.tameerbank.com |
Year established | 2005 |
Head of Institution | Nadeem Hussain (CEO & President) |
Regions active | Balochistan, Khyber Pakhtunkwa, Punjab, Sindh |
# Branches | 115 (inclusive of Financial Centres & Community Centres) |
Total Portfolio (nat'l) | PKR 6,960,000,000 |
Total Portfolio (USD) | USD 71,020,408.16 |
Active clients with loans | 160,336 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Pakistan Micro Finance Network |
Funders | CGAP, DFID |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Medium Term Loan | RWF 1,000,000 - 50,000,000 | 36 - 60 | 0% - 20% | 0% - 20% | Any Purpose | Women, Men, Only members - soldiers, police officers, veterans, Spouses and widows of these groups | Credit Educ | |||||||
Short Term Loan | RWF 100,000 - 5,000,000 | 3 - 36 | 0% - 20% | 0% - 20% | Business, Consumer, Education, Other, Medicals bills, Insurance, Marriage | Women, Men, Only members - soldiers, police officers, veterans, Spouses and widows of these groups | Credit Educ |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tameer Sarmaya Qarza (TSQ) | PKR 10,000 - 150,000 | 3 - 12 | 20% - 40% | 20% - 40% | Business, Agriculture, Other | Women, Men | Credit Ins | |||||||
Karobar Loan | PKR 10,000 - 125,000 | 6 - 18 | 0% - 20% | 60% - 80% | Business | Women, Men, Have business | ||||||||
Livestock Financing | PKR 50,000 - 400,000 | 6 - 24 | 0% | 100% | Business | Women, Men, Have business | ||||||||
Group Loan | PKR 15,000 - 25,000 | 6 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men | ||||||||
Motorbike Financing | PKR 25,000 - 79,200 | 12 - 24 | 0% | 100% | Business, Consumer | Men | Credit Ins | |||||||
House Finance | PKR 20,000 - 450,000 | 24 - 60 | 0% | 100% | Housing, Consumer | Women, Men, Have home or land | Credit Ins | |||||||
Salary Loan | PKR 10,000 - 150,000 | 12 - 18 | 0% - 20% | 100% | Consumer, Other | Women, Men, Salaried worker |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Medium Term Loan | 13.00%-13.50% annual, Decl Bal | 2 Fees | 0 Ins | None | 10.00% upfront | 13.1% - 14.4% | 15.6% - 17.3% | 78 | ||||||||
Short Term Loan | 15.00% annual, Decl Bal | 2 Fees | 0 Ins | None | 30.00% upfront | 14.2% - 39.9% | 24.7% - 57.5% | 41 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tameer Sarmaya Qarza (TSQ) | 27.0%-33.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | N/A | 27.8% - 41.2% | 28% - 42.9% | N/A | ||||||||
Karobar Loan | 21.0%-25.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | N/A | 40.4% - 47.4% | 41% - 49% | N/A | ||||||||
Livestock Financing | 23.0%-30.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | N/A | 40.4% - 42.3% | 40.5% - 42.7% | N/A | ||||||||
Group Loan | 21.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | 5.0%-10.0% upfront | 39.8% - 43.8% | 46.9% - 48.3% | N/A | ||||||||
Motorbike Financing | 28.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | N/A | 39.3% - 49.4% | 39.9% - 49.7% | N/A | ||||||||
House Finance | 19.0%-20.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | N/A | 32.3% - 42.8% | 32.4% - 43.6% | N/A | ||||||||
Salary Loan | 18.0% annual, Flat | 1 Fee | 0 Ins | 16.00% fees | N/A | 33.3% - 42.7% | 33.4% - 44.2% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Medium Term Loan | 13.00%-13.50% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | 10.00% upfront | 13.1% - 14.4% | 15.6% - 17.3% | 78 | ||||||||
Short Term Loan | 15.00% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | 30.00% upfront | 14.2% - 39.9% | 24.7% - 57.5% | 41 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tameer Sarmaya Qarza (TSQ) | 27.0%-33.0% annual, Flat | 1 Fee | 0 Ins Ins | 16.00% fees | N/A | 27.8% - 41.2% | 28% - 42.9% | N/A | ||||||||
Karobar Loan | 21.0%-25.0% annual, Flat | 1 Fee | 0 Ins Ins | 16.00% fees | N/A | 40.4% - 47.4% | 41% - 49% | N/A | ||||||||
Livestock Financing | 23.0%-30.0% annual, Flat | 1 Fee | 0 Ins Ins | 16.00% fees | N/A | 40.4% - 42.3% | 40.5% - 42.7% | N/A | ||||||||
Group Loan | 21.0% annual, Flat | 1 Fee | 0 Ins Ins | 16.00% fees | 5.0%-10.0% upfront | 39.8% - 43.8% | 46.9% - 48.3% | N/A | ||||||||
Motorbike Financing | 28.0% annual, Flat | 1 Fee | 0 Ins Ins | 16.00% fees | N/A | 39.3% - 49.4% | 39.9% - 49.7% | N/A | ||||||||
House Finance | 19.0%-20.0% annual, Flat | 1 Fee | 0 Ins Ins | 16.00% fees | N/A | 32.3% - 42.8% | 32.4% - 43.6% | N/A | ||||||||
Salary Loan | 18.0% annual, Flat | 1 Fee | 0 Ins Ins | 16.00% fees | N/A | 33.3% - 42.7% | 33.4% - 44.2% | N/A |
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Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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