Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.accessbank.co.tz/ |
Year established | 2007 |
Head of Institution | Roland Coulon |
Regions active | Dar es Salaam, Mwanza, Shinyanga, Tabora |
# Branches | 10 |
Total Portfolio (nat'l) | TZS 59,431,169,032 |
Total Portfolio (USD) | USD 37,378,093.73 |
Active clients with loans | 25,446 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 80% - 100% |
Network affiliations | AccessBank Group |
Funders | Access Microfinance Holding AG ( AccessHolding), IFC, KfW, AfDB |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.microafricagroup.com/ |
Year established | 2000 |
Head of Institution | Timothy Carson |
Regions active | 0 |
# Branches | 4 |
Total Portfolio (nat'l) | KES 118,000,000 |
Total Portfolio (USD) | USD 1,425,120.77 |
Active clients with loans | 3,025 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | TZS 100,000 - 25,000,000 | 3 - 24 | 20% - 40% | 80% - 100% | Business | Women, Men, Have business, operating business atleast for six months | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Agroloan | TZS 100,000 - 25,000,000 | 3 - 18 | 0% - 20% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Tech Asst Visits |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara | KES 100,000 - 500,000 | 3 - 12 | 20% - 40% | 40% - 60% | Business, Housing, Other, aimed at business expansions | Women, Men, Have business, Have home or land, Must confirm having an on going business | Credit Educ, Credit Ins, Tech Asst Visits, Business Training, Other Training | |||||||
Group | KES 3,000 - 100,000 | 3 - 12 | 60% - 80% | 20% - 40% | Any Purpose | Women, Men, Have business, Must be known by the other members | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training | |||||||
Maji Nyumbani | KES 5,500 - 80,000 | 1 - 12 | 60% - 80% | 0% - 20% | Housing, Consumer, This loan is for the purchase of water tanks, the tanks can be for any use privately or business | Women, Men | Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 42.0%-66.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 52.9% - 64.3% | 52.9% - 64.3% | 72 | ||||||||
Agroloan | 42.0%-54.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 54% - 56.4% | 54% - 56.4% | 74 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara | 36.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Group | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 15.0% upfront | 0% | 0% | N/A | ||||||||
Maji Nyumbani | 19.9% annual, Flat | 1 Fee | 0 Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 42.0%-66.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 52.9% - 64.3% | 52.9% - 64.3% | 72 | ||||||||
Agroloan | 42.0%-54.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 54% - 56.4% | 54% - 56.4% | 74 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Biashara | 36.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Group | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 15.0% upfront | 0% | 0% | N/A | ||||||||
Maji Nyumbani | 19.9% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 0% | 0% | N/A |
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Loan Portfolio (USD) | |
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Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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