| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | http://www.selfina.com/ |
| Year established | 2002 |
| Head of Institution | Dr Victoria Kisyombe |
| Regions active | |
| # Branches | 8 |
| Total Portfolio (nat'l) | TZS 5,000,000,000 |
| Total Portfolio (USD) | USD 3,144,654.09 |
| Active clients with loans | 8,243 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders | Glassroots Business Fund |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microleasing Loan | TZS 150,000 - 4,000,000 | 6 - 18 | 80% - 100% | 40% - 60% | Business | Women, Have business | Business Training | |||||||
| Working Capital Loan | TZS 150,000 - 5,000,000 | 6 - 18 | 80% - 100% | 40% - 60% | Business | Women, Have business | Credit Educ, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microleasing Loan | 30.00%-33.60% annual, Flat | 1 Fee | 0 Ins | None | 25.00% upfront | 63.6% - 75.9% | 103.3% - 127.1% | 27 | ||||||||
| Working Capital Loan | 33.60% annual, Flat | 1 Fee | 0 Ins | None | 20.00% upfront | 61.4% - 64.2% | 87.3% - 93.4% | 36 |
| Outstanding portfolio (KES) | KES 1,184,478.09 |
| Portfolio (USD) | USD 14,305.29 |
| Active Clients with Loans | 21 |
| Approximate % Female Clients | 40% - 60% |
| Approximate % Urban Clients | 20% - 40% |
| Any purpose | |
| Income generation | |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | x |
| Other | |
| Other (2) |
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | |
| Other (2) |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
